remt.001.001.05
The RemittanceAdvice message allows the originator to provide remittance details that can be associated with a payment.
Message Construction
Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification
classDiagram
direction LR
%% RemittanceAdviceV05 recursion level 0 with max 0
RemittanceAdviceV05 *-- "1..1" GroupHeader79 : GroupHeader
RemittanceAdviceV05 *-- "1..1" RemittanceInformation20 : RemittanceInformation
RemittanceAdviceV05 *-- "0..1" SupplementaryData1 : SupplementaryData
Now, we will zero-in one-by-one on each of these building blocks.
GroupHeader building block
Set of characteristics shared by all remittance information included in the message. Set of characteristics shared by all individual transactions included in the message. For comparison, see the ISO20022 official specification
classDiagram
direction tb
%% GroupHeader79 recursion level 0 with max 1
class GroupHeader79{
MessageIdentification IsoMax35Text
CreationDateTime IsoISODateTime
CopyIndicator CopyDuplicate1Code
}
GroupHeader79 *-- "0..2" IAuthorisation1Choice : Authorisation
GroupHeader79 *-- "1..1" PartyIdentification135 : InitiatingParty
GroupHeader79 *-- "0..1" PartyIdentification135 : MessageRecipient
GroupHeader79 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : ForwardingAgent
%% IAuthorisation1Choice recursion level 1 with max 1
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
Name IsoMax140Text
CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
Name IsoMax140Text
CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
GroupHeader79 members
| Member name | Description | Data Type / Multiplicity |
|---|---|---|
| MessageIdentification | Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. | IsoMax35Text - Required 1..1 |
| CreationDateTime | Date and time at which the message was created. | IsoISODateTime - Required 1..1 |
| Authorisation | User identification or any user key to be used to check whether the initiating party is allowed to initiate transactions from the account specified in the message. | |
| CopyIndicator | Specifies if this document is a copy, a duplicate, or a duplicate of a copy. | CopyDuplicate1Code - Optional 0..1 |
| InitiatingParty | Party that initiates the payment. | |
| MessageRecipient | Party authorised by the account owner to receive information about movements on the account. | PartyIdentification135 - Optional 0..1 |
| ForwardingAgent | Financial institution that receives the instruction from the initiating party and forwards it to the next agent in the payment chain for execution. | BranchAndFinancialInstitutionIdentification6 - Optional 0..1 |
RemittanceInformation building block
Provides information to enable the matching of an entry with the items that the associated payment is intended to settle, such as commercial invoices in an accounts’ receivable system, tax obligations, or garnishment orders. Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts’ receivable system. For comparison, see the ISO20022 official specification
classDiagram
direction tb
%% RemittanceInformation20 recursion level 0 with max 1
class RemittanceInformation20{
RemittanceIdentification IsoMax35Text
Unstructured IsoMax140Text
}
RemittanceInformation20 *-- "0..0" StructuredRemittanceInformation17 : Structured
RemittanceInformation20 *-- "1..1" OriginalPaymentInformation9 : OriginalPaymentInformation
%% StructuredRemittanceInformation17 recursion level 1 with max 1
class StructuredRemittanceInformation17{
AdditionalRemittanceInformation IsoMax140Text
}
StructuredRemittanceInformation17 *-- "0..0" ReferredDocumentInformation7 : ReferredDocumentInformation
StructuredRemittanceInformation17 *-- "0..1" RemittanceAmount2 : ReferredDocumentAmount
StructuredRemittanceInformation17 *-- "0..1" CreditorReferenceInformation2 : CreditorReferenceInformation
StructuredRemittanceInformation17 *-- "0..1" PartyIdentification135 : Invoicer
StructuredRemittanceInformation17 *-- "0..1" PartyIdentification135 : Invoicee
StructuredRemittanceInformation17 *-- "0..1" TaxData1 : TaxRemittance
StructuredRemittanceInformation17 *-- "0..1" Garnishment3 : GarnishmentRemittance
%% OriginalPaymentInformation9 recursion level 1 with max 1
class OriginalPaymentInformation9{
RequestedCollectionDate IsoISODate
}
OriginalPaymentInformation9 *-- "1..1" TransactionReferences5 : References
OriginalPaymentInformation9 *-- "0..1" PaymentTypeInformation26 : PaymentTypeInformation
OriginalPaymentInformation9 *-- "0..1" IAmountType3Choice : Amount
OriginalPaymentInformation9 *-- "0..1" ExchangeRate1 : ExchangeRateInformation
OriginalPaymentInformation9 *-- "0..1" IDateAndDateTime2Choice : RequestedExecutionDate
OriginalPaymentInformation9 *-- "0..1" PartyIdentification135 : Debtor
OriginalPaymentInformation9 *-- "0..1" CashAccount40 : DebtorAccount
OriginalPaymentInformation9 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : DebtorAgent
OriginalPaymentInformation9 *-- "0..1" PartyIdentification135 : Creditor
OriginalPaymentInformation9 *-- "0..1" CashAccount40 : CreditorAccount
OriginalPaymentInformation9 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : CreditorAgent
RemittanceInformation20 members
| Member name | Description | Data Type / Multiplicity |
|---|---|---|
| RemittanceIdentification | Unique identification, assigned by the originator, to unambiguously identify the remittance information within the message. | IsoMax35Text - Optional 0..1 |
| Unstructured | Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts’ receivable system, in an unstructured form. | IsoMax140Text - Unknown 0..0 |
| Structured | Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts’ receivable system, in a structured form. | StructuredRemittanceInformation17 - Unknown 0..0 |
| OriginalPaymentInformation | Set of elements used to provide information on the original transactions, to which the remittance message refers. | OriginalPaymentInformation9 - Required 1..1 |
SupplementaryData building block
Additional information that cannot be captured in the structured elements and/or any other specific block. Additional information that can not be captured in the structured fields and/or any other specific block. For comparison, see the ISO20022 official specification
classDiagram
direction tb
%% SupplementaryData1 recursion level 0 with max 1
class SupplementaryData1{
PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
%% IsoSupplementaryDataEnvelope1 recursion level 1 with max 1
SupplementaryData1 members
| Member name | Description | Data Type / Multiplicity |
|---|---|---|
| PlaceAndName | Unambiguous reference to the location where the supplementary data must be inserted in the message instance. In the case of XML, this is expressed by a valid XPath. | IsoMax350Text - Optional 0..1 |
| Envelope | Technical element wrapping the supplementary data. | IsoSupplementaryDataEnvelope1 - Required 1..1 |
Extensibility and generalization considerations
To facilitate generalized design patterns in the system, the RemittanceAdviceV05 implementation follows a specific implementaiton pattern. First of all, RemittanceAdviceV05 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, RemittanceAdviceV05Document implements IOuterDocument. Because RemittanceAdviceV05 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type RemittanceAdviceV05.
classDiagram
class IOuterRecord
RemittanceAdviceV05 --|> IOuterRecord : Implements
RemittanceAdviceV05Document --|> IOuterDocument~RemittanceAdviceV05~ : Implements
class IOuterDocument~RemittanceAdviceV05~ {
RemittanceAdviceV05 Message
}
Document wrapper for serialization
The only real purpose RemittanceAdviceV05Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:remt.001.001.05’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using RemittanceAdviceV05.ToDocument() method. The returned RemittanceAdviceV05Document value will serialize correctly according to ISO 20022 standards.
classDiagram
RemittanceAdviceV05Document *-- RemittanceAdviceV05 : Document
Sample of message format
This is an abbreviated version of what the message should look like.
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:remt.001.001.05">
<RmtAdvc>
<GrpHdr>
<!-- GroupHeader inner content -->
</GrpHdr>
<RmtInf>
<!-- RemittanceInformation inner content -->
</RmtInf>
<SplmtryData>
<!-- SupplementaryData inner content -->
</SplmtryData>
</RmtAdvc>
</Document>
Data from ISO specification
This is the technical data from the specification document.
<messageDefinition
xmi:id="_rUYOPdcBEeq_l4BJLVUF2Q"
previousVersion="_bf9ST22PEei3KuUgpx7Xcw"
name="RemittanceAdviceV05"
definition="The RemittanceAdvice message allows the originator to provide remittance details that can be associated with a payment."
registrationStatus="Registered"
messageSet="_bNkIkKs3EeKccrnW7mweVQ"
xmlTag="RmtAdvc"
rootElement="Document"
xmlns:xmi="http://www.omg.org/XMI">
<doclet
xmi:id="_rUYOP9cBEeq_l4BJLVUF2Q"
type="purpose" />
<messageBuildingBlock
xmi:id="_rUYORdcBEeq_l4BJLVUF2Q"
previousVersion="_bf9SU22PEei3KuUgpx7Xcw"
name="GroupHeader"
definition="Set of characteristics shared by all remittance information included in the message."
registrationStatus="Provisionally Registered"
maxOccurs="1"
minOccurs="1"
xmlTag="GrpHdr"
complexType="_ELYZMW49EeiU9cctagi5ow" />
<messageBuildingBlock
xmi:id="_rUYOR9cBEeq_l4BJLVUF2Q"
previousVersion="_bf9SVW2PEei3KuUgpx7Xcw"
name="RemittanceInformation"
definition="Provides information to enable the matching of an entry with the items that the associated payment is intended to settle, such as commercial invoices in an accounts' receivable system, tax obligations, or garnishment orders."
registrationStatus="Provisionally Registered"
minOccurs="1"
xmlTag="RmtInf"
complexType="_d5u5sdcZEeqRFcf2R4bPBw" />
<messageBuildingBlock
xmi:id="_rUYOSdcBEeq_l4BJLVUF2Q"
previousVersion="_bf9SV22PEei3KuUgpx7Xcw"
name="SupplementaryData"
definition="Additional information that cannot be captured in the structured elements and/or any other specific block."
registrationStatus="Provisionally Registered"
minOccurs="0"
xmlTag="SplmtryData"
complexType="_Qn0zC9p-Ed-ak6NoX_4Aeg_468227563" />
<messageDefinitionIdentifier
businessArea="remt"
messageFunctionality="001"
flavour="001"
version="05" />
</messageDefinition>
ISO Building Blocks
The following items are used as building blocks to construct this message.