FIToFICustomerDirectDebitV10

pacs.003.001.10

Scope The FinancialInstitutionToFinancialInstitutionCustomerDirectDebit message is sent by the creditor agent to the debtor agent, directly or through other agents and/or a payment clearing and settlement system. It is used to collect funds from a debtor account for a creditor. Usage The FItoFICustomerDirectDebit message can contain one or more customer direct debit instructions. The FIToFICustomerDirectDebit message does not allow for grouping. The FItoFICustomerDirectDebit message may or may not contain mandate related information, that is extracts from a mandate, such as the MandateIdentification or DateOfSignature. The FIToFICustomerDirectDebit message must not be considered as a mandate. The FItoFICustomerDirectDebit message can be used in domestic and cross-border scenarios.

Message Construction

Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification

classDiagram
     direction LR
%% FIToFICustomerDirectDebitV10 recursion level 0 with max 0
FIToFICustomerDirectDebitV10 *-- "1..1" GroupHeader98 : GroupHeader
FIToFICustomerDirectDebitV10 *-- "1..1" DirectDebitTransactionInformation30 : DirectDebitTransactionInformation
FIToFICustomerDirectDebitV10 *-- "0..1" SupplementaryData1 : SupplementaryData
  

Now, we will zero-in one-by-one on each of these building blocks.

GroupHeader building block

Set of characteristics shared by all individual transactions included in the message. Set of characteristics shared by all individual transactions included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% GroupHeader98 recursion level 0 with max 1
class GroupHeader98{
    MessageIdentification IsoMax35Text
    CreationDateTime IsoISODateTime
    BatchBooking IsoBatchBookingIndicator
    NumberOfTransactions IsoMax15NumericText
    ControlSum IsoDecimalNumber
    TotalInterbankSettlementAmount IsoActiveCurrencyAndAmount
    InterbankSettlementDate IsoISODate
}
GroupHeader98 *-- "0..2" IAuthorisation1Choice : Authorisation
GroupHeader98 *-- "1..1" SettlementInstruction14 : SettlementInformation
GroupHeader98 *-- "0..1" PaymentTypeInformation27 : PaymentTypeInformation
GroupHeader98 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : InstructingAgent
GroupHeader98 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : InstructedAgent
%% IAuthorisation1Choice recursion level 1 with max 1
%% SettlementInstruction14 recursion level 1 with max 1
class SettlementInstruction14{
    SettlementMethod SettlementMethod2Code
}
SettlementInstruction14 *-- "0..1" CashAccount40 : SettlementAccount
SettlementInstruction14 *-- "0..1" IClearingSystemIdentification3Choice : ClearingSystem
%% PaymentTypeInformation27 recursion level 1 with max 1
class PaymentTypeInformation27{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
    SequenceType SequenceType3Code
}
PaymentTypeInformation27 *-- "0..0" IServiceLevel8Choice : ServiceLevel
PaymentTypeInformation27 *-- "0..1" ILocalInstrument2Choice : LocalInstrument
PaymentTypeInformation27 *-- "0..1" ICategoryPurpose1Choice : CategoryPurpose
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
  

GroupHeader98 members

DirectDebitTransactionInformation building block

Set of elements providing information specific to the individual direct debit(s). Provides further details specific to the individual direct debit transaction(s) included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% DirectDebitTransactionInformation30 recursion level 0 with max 1
class DirectDebitTransactionInformation30{
    InterbankSettlementAmount IsoActiveCurrencyAndAmount
    InterbankSettlementDate IsoISODate
    SettlementPriority Priority3Code
    InstructedAmount IsoActiveOrHistoricCurrencyAndAmount
    ExchangeRate IsoBaseOneRate
    ChargeBearer ChargeBearerType1Code
    RequestedCollectionDate IsoISODate
}
DirectDebitTransactionInformation30 *-- "1..1" PaymentIdentification13 : PaymentIdentification
DirectDebitTransactionInformation30 *-- "0..1" PaymentTypeInformation27 : PaymentTypeInformation
DirectDebitTransactionInformation30 *-- "0..1" SettlementDateTimeIndication1 : SettlementTimeIndication
DirectDebitTransactionInformation30 *-- "0..0" Charges12 : ChargesInformation
DirectDebitTransactionInformation30 *-- "0..1" DirectDebitTransaction11 : DirectDebitTransaction
DirectDebitTransactionInformation30 *-- "1..1" PartyIdentification135 : Creditor
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : CreditorAccount
DirectDebitTransactionInformation30 *-- "1..1" BranchAndFinancialInstitutionIdentification6 : CreditorAgent
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : CreditorAgentAccount
DirectDebitTransactionInformation30 *-- "0..1" PartyIdentification135 : UltimateCreditor
DirectDebitTransactionInformation30 *-- "0..1" PartyIdentification135 : InitiatingParty
DirectDebitTransactionInformation30 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : InstructingAgent
DirectDebitTransactionInformation30 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : InstructedAgent
DirectDebitTransactionInformation30 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : IntermediaryAgent1
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : IntermediaryAgent1Account
DirectDebitTransactionInformation30 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : IntermediaryAgent2
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : IntermediaryAgent2Account
DirectDebitTransactionInformation30 *-- "0..1" BranchAndFinancialInstitutionIdentification6 : IntermediaryAgent3
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : IntermediaryAgent3Account
DirectDebitTransactionInformation30 *-- "1..1" PartyIdentification135 : Debtor
DirectDebitTransactionInformation30 *-- "1..1" CashAccount40 : DebtorAccount
DirectDebitTransactionInformation30 *-- "1..1" BranchAndFinancialInstitutionIdentification6 : DebtorAgent
DirectDebitTransactionInformation30 *-- "0..1" CashAccount40 : DebtorAgentAccount
DirectDebitTransactionInformation30 *-- "0..1" PartyIdentification135 : UltimateDebtor
DirectDebitTransactionInformation30 *-- "0..1" IPurpose2Choice : Purpose
DirectDebitTransactionInformation30 *-- "0..10" RegulatoryReporting3 : RegulatoryReporting
DirectDebitTransactionInformation30 *-- "0..10" RemittanceLocation7 : RelatedRemittanceInformation
DirectDebitTransactionInformation30 *-- "0..1" RemittanceInformation21 : RemittanceInformation
DirectDebitTransactionInformation30 *-- "0..0" SupplementaryData1 : SupplementaryData
%% PaymentIdentification13 recursion level 1 with max 1
class PaymentIdentification13{
    InstructionIdentification IsoMax35Text
    EndToEndIdentification IsoMax35Text
    TransactionIdentification IsoMax35Text
    UETR IsoUUIDv4Identifier
    ClearingSystemReference IsoMax35Text
}
%% PaymentTypeInformation27 recursion level 1 with max 1
class PaymentTypeInformation27{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
    SequenceType SequenceType3Code
}
PaymentTypeInformation27 *-- "0..0" IServiceLevel8Choice : ServiceLevel
PaymentTypeInformation27 *-- "0..1" ILocalInstrument2Choice : LocalInstrument
PaymentTypeInformation27 *-- "0..1" ICategoryPurpose1Choice : CategoryPurpose
%% SettlementDateTimeIndication1 recursion level 1 with max 1
class SettlementDateTimeIndication1{
    DebitDateTime IsoISODateTime
    CreditDateTime IsoISODateTime
}
%% Charges12 recursion level 1 with max 1
class Charges12{
    Amount IsoActiveOrHistoricCurrencyAndAmount
}
Charges12 *-- "1..1" BranchAndFinancialInstitutionIdentification6 : Agent
Charges12 *-- "0..1" IChargeType3Choice : Type
%% DirectDebitTransaction11 recursion level 1 with max 1
class DirectDebitTransaction11{
    PreNotificationIdentification IsoMax35Text
    PreNotificationDate IsoISODate
}
DirectDebitTransaction11 *-- "0..1" MandateRelatedInformation15 : MandateRelatedInformation
DirectDebitTransaction11 *-- "0..1" PartyIdentification135 : CreditorSchemeIdentification
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% BranchAndFinancialInstitutionIdentification6 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% CashAccount40 recursion level 1 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% IPurpose2Choice recursion level 1 with max 1
%% RegulatoryReporting3 recursion level 1 with max 1
class RegulatoryReporting3{
    DebitCreditReportingIndicator RegulatoryReportingType1Code
}
RegulatoryReporting3 *-- "0..1" RegulatoryAuthority2 : Authority
RegulatoryReporting3 *-- "0..0" StructuredRegulatoryReporting3 : Details
%% RemittanceLocation7 recursion level 1 with max 1
class RemittanceLocation7{
    RemittanceIdentification IsoMax35Text
}
RemittanceLocation7 *-- "0..0" RemittanceLocationData1 : RemittanceLocationDetails
%% RemittanceInformation21 recursion level 1 with max 1
class RemittanceInformation21{
    Unstructured IsoMax140Text
}
RemittanceInformation21 *-- "0..0" StructuredRemittanceInformation17 : Structured
%% SupplementaryData1 recursion level 1 with max 1
class SupplementaryData1{
    PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
  

DirectDebitTransactionInformation30 members

SupplementaryData building block

Additional information that cannot be captured in the structured elements and/or any other specific block. Additional information that can not be captured in the structured fields and/or any other specific block. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% SupplementaryData1 recursion level 0 with max 1
class SupplementaryData1{
    PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
%% IsoSupplementaryDataEnvelope1 recursion level 1 with max 1
  

SupplementaryData1 members

Extensibility and generalization considerations

To facilitate generalized design patterns in the system, the FIToFICustomerDirectDebitV10 implementation follows a specific implementaiton pattern. First of all, FIToFICustomerDirectDebitV10 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, FIToFICustomerDirectDebitV10Document implements IOuterDocument. Because FIToFICustomerDirectDebitV10 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type FIToFICustomerDirectDebitV10.

classDiagram
    class IOuterRecord
    FIToFICustomerDirectDebitV10 --|> IOuterRecord : Implements
    FIToFICustomerDirectDebitV10Document --|> IOuterDocument~FIToFICustomerDirectDebitV10~ : Implements
    class IOuterDocument~FIToFICustomerDirectDebitV10~ {
        FIToFICustomerDirectDebitV10 Message
     }
  

Document wrapper for serialization

The only real purpose FIToFICustomerDirectDebitV10Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:pacs.003.001.10’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using FIToFICustomerDirectDebitV10.ToDocument() method. The returned FIToFICustomerDirectDebitV10Document value will serialize correctly according to ISO 20022 standards.

classDiagram
    FIToFICustomerDirectDebitV10Document *-- FIToFICustomerDirectDebitV10 : Document
  

Sample of message format

This is an abbreviated version of what the message should look like.

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.003.001.10">
    <FIToFICstmrDrctDbt>
        <GrpHdr>
            <!-- GroupHeader inner content -->
        </GrpHdr>
        <DrctDbtTxInf>
            <!-- DirectDebitTransactionInformation inner content -->
        </DrctDbtTxInf>
        <SplmtryData>
            <!-- SupplementaryData inner content -->
        </SplmtryData>
    </FIToFICstmrDrctDbt>
</Document>

Data from ISO specification

This is the technical data from the specification document.

<messageDefinition
  xmi:id="_8Pj8MRlUEe2Do_UtrNmb2g"
  previousVersion="_jMYzIdcBEeq_l4BJLVUF2Q"
  name="FIToFICustomerDirectDebitV10"
  definition="Scope&#xD;&#xA;The FinancialInstitutionToFinancialInstitutionCustomerDirectDebit message is sent by the creditor agent to the debtor agent, directly or through other agents and/or a payment clearing and settlement system.&#xD;&#xA;It is used to collect funds from a debtor account for a creditor.&#xD;&#xA;Usage&#xD;&#xA;The FItoFICustomerDirectDebit message can contain one or more customer direct debit instructions.&#xD;&#xA;The FIToFICustomerDirectDebit message does not allow for grouping.&#xD;&#xA;The FItoFICustomerDirectDebit message may or may not contain mandate related information, that is extracts from a mandate, such as the MandateIdentification or DateOfSignature. The FIToFICustomerDirectDebit message must not be considered as a mandate.&#xD;&#xA;The FItoFICustomerDirectDebit message can be used in domestic and cross-border scenarios."
  registrationStatus="Registered"
  messageSet="_tk1vk_2YEeG0oal_knwJ7A"
  xmlTag="FIToFICstmrDrctDbt"
  rootElement="Document"
  xmlns:xmi="http://www.omg.org/XMI">
  <constraint
    xmi:id="_8Pj8MxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzI9cBEeq_l4BJLVUF2Q"
    name="InstructedAgentRule"
    definition="If GroupHeader/InstructedAgent is present, then DirectDebitTransactionInformation/InstructedAgent is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/InstructedAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InstructedAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8NRlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzJdcBEeq_l4BJLVUF2Q"
    name="InstructingAgentRule"
    definition="If GroupHeader/InstructingAgent is present, then DirectDebitTransactionInformation/InstructingAgent is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/InstructingAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InstructingAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8NxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzJ9cBEeq_l4BJLVUF2Q"
    name="TotalInterbankSettlementAmountRule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then all occurrences of DirectDebitTransactionInformation/InterbankSettlementAmount must have the same currency as the currency of GroupHeader/TotalInterbankSettlementAmount."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;EqualToNode&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/InterbankSettlementAmount/@Currency&lt;/leftOperand&gt;&lt;rightOperand&gt;/GroupHeader/TotalInterbankSettlementAmount/@Currency&lt;/rightOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8ORlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzKdcBEeq_l4BJLVUF2Q"
    name="TotalInterbankSettlementAmountAndSumRule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then it must equal the sum of all occurrences of DirectDebitTransactionInformation/InterbankSettlementAmount."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;EqualToValue&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;rightOperand&gt;sum of /DirectDebitTransactionInformation/InterbankSettlementAmount&lt;/rightOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8OxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzK9cBEeq_l4BJLVUF2Q"
    name="GroupHeaderInterbankSettlementDateRule"
    definition="If GroupHeader/InterbankSettlementDate is present, then DirectDebitTransactionInformation/InterbankSettlementDate is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8PRlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzLdcBEeq_l4BJLVUF2Q"
    name="TransactionInterbankSettlementDateRule"
    definition="If GroupHeader/InterbankSettlementDate is not present, then DirectDebitTransactionInformation/InterbankSettlementDate must be present."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8PxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzL9cBEeq_l4BJLVUF2Q"
    name="PaymentTypeInformationRule"
    definition="If GroupHeader/PaymentTypeInformation is present, then DirectDebitTransactionInformation/PaymentTypeInformation is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/DirectDebitTransactionInformation[*]/PaymentTypeInformation&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/PaymentTypeInformation&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_8Pj8QRlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzMdcBEeq_l4BJLVUF2Q"
    name="SupplementaryDataRule"
    definition="The SupplementaryData building block at message level must not be used to provide additional information about a transaction. The SupplementaryData element at transaction level should be used for that purpose."
    registrationStatus="Provisionally Registered" />
  <messageBuildingBlock
    xmi:id="_8Pj8TxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzN9cBEeq_l4BJLVUF2Q"
    name="GroupHeader"
    definition="Set of characteristics shared by all individual transactions included in the message."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="GrpHdr"
    complexType="_g0NGwdcZEeqRFcf2R4bPBw" />
  <messageBuildingBlock
    xmi:id="_8Pj8URlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzOdcBEeq_l4BJLVUF2Q"
    name="DirectDebitTransactionInformation"
    definition="Set of elements providing information specific to the individual direct debit(s)."
    registrationStatus="Provisionally Registered"
    minOccurs="1"
    xmlTag="DrctDbtTxInf"
    complexType="_OdEZHxlWEe2Do_UtrNmb2g" />
  <messageBuildingBlock
    xmi:id="_8Pj8UxlUEe2Do_UtrNmb2g"
    previousVersion="_jMYzO9cBEeq_l4BJLVUF2Q"
    name="SupplementaryData"
    definition="Additional information that cannot be captured in the structured elements and/or any other specific block."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="SplmtryData"
    complexType="_Qn0zC9p-Ed-ak6NoX_4Aeg_468227563" />
  <messageDefinitionIdentifier
    businessArea="pacs"
    messageFunctionality="003"
    flavour="001"
    version="10" />
</messageDefinition>

ISO Building Blocks

The following items are used as building blocks to construct this message.