FinancialInstitutionCreditTransferV06

pacs.009.001.06

Scope The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions. Usage The FinancialInstitutionCreditTransfer message is exchanged between agents and can contain one or more credit transfer instructions where debtor and creditor are both financial institutions. The FinancialInstitutionCreditTransfer message does not allow for grouping: a CreditTransferTransactionInformation block must be present for each credit transfer transaction. The FinancialInstitutionCreditTransfer message can be used in domestic and cross-border scenarios.

Message Construction

Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification

classDiagram
     direction LR
%% FinancialInstitutionCreditTransferV06 recursion level 0 with max 0
FinancialInstitutionCreditTransferV06 *-- "1..1" GroupHeader70 : GroupHeader
FinancialInstitutionCreditTransferV06 *-- "1..1" CreditTransferTransaction23 : CreditTransferTransactionInformation
FinancialInstitutionCreditTransferV06 *-- "0..1" SupplementaryData1 : SupplementaryData
  

Now, we will zero-in one-by-one on each of these building blocks.

GroupHeader building block

Set of characteristics shared by all individual transactions included in the message. Set of characteristics shared by all individual transactions included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% GroupHeader70 recursion level 0 with max 1
class GroupHeader70{
    MessageIdentification IsoMax35Text
    CreationDateTime IsoISODateTime
    BatchBooking IsoBatchBookingIndicator
    NumberOfTransactions IsoMax15NumericText
    ControlSum IsoDecimalNumber
    TotalInterbankSettlementAmount IsoActiveCurrencyAndAmount
    InterbankSettlementDate IsoISODate
}
GroupHeader70 *-- "1..1" SettlementInstruction4 : SettlementInformation
GroupHeader70 *-- "0..1" PaymentTypeInformation21 : PaymentTypeInformation
GroupHeader70 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructingAgent
GroupHeader70 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructedAgent
%% SettlementInstruction4 recursion level 1 with max 1
class SettlementInstruction4{
    SettlementMethod SettlementMethod1Code
}
SettlementInstruction4 *-- "0..1" CashAccount24 : SettlementAccount
SettlementInstruction4 *-- "0..1" IClearingSystemIdentification3Choice : ClearingSystem
SettlementInstruction4 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructingReimbursementAgent
SettlementInstruction4 *-- "0..1" CashAccount24 : InstructingReimbursementAgentAccount
SettlementInstruction4 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructedReimbursementAgent
SettlementInstruction4 *-- "0..1" CashAccount24 : InstructedReimbursementAgentAccount
SettlementInstruction4 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : ThirdReimbursementAgent
SettlementInstruction4 *-- "0..1" CashAccount24 : ThirdReimbursementAgentAccount
%% PaymentTypeInformation21 recursion level 1 with max 1
class PaymentTypeInformation21{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
}
PaymentTypeInformation21 *-- "0..1" IServiceLevel8Choice : ServiceLevel
PaymentTypeInformation21 *-- "0..1" ILocalInstrument2Choice : LocalInstrument
PaymentTypeInformation21 *-- "0..1" ICategoryPurpose1Choice : CategoryPurpose
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
  

GroupHeader70 members

CreditTransferTransactionInformation building block

Set of elements providing information specific to the individual credit transfer(s). Provide further details specific to the individual transaction(s) included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% CreditTransferTransaction23 recursion level 0 with max 1
class CreditTransferTransaction23{
    InterbankSettlementAmount IsoActiveCurrencyAndAmount
    InterbankSettlementDate IsoISODate
    SettlementPriority Priority3Code
}
CreditTransferTransaction23 *-- "1..1" PaymentIdentification3 : PaymentIdentification
CreditTransferTransaction23 *-- "0..1" PaymentTypeInformation21 : PaymentTypeInformation
CreditTransferTransaction23 *-- "0..1" SettlementDateTimeIndication1 : SettlementTimeIndication
CreditTransferTransaction23 *-- "0..1" SettlementTimeRequest2 : SettlementTimeRequest
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : PreviousInstructingAgent
CreditTransferTransaction23 *-- "0..1" CashAccount24 : PreviousInstructingAgentAccount
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructingAgent
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : InstructedAgent
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent1
CreditTransferTransaction23 *-- "0..1" CashAccount24 : IntermediaryAgent1Account
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent2
CreditTransferTransaction23 *-- "0..1" CashAccount24 : IntermediaryAgent2Account
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent3
CreditTransferTransaction23 *-- "0..1" CashAccount24 : IntermediaryAgent3Account
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : UltimateDebtor
CreditTransferTransaction23 *-- "1..1" BranchAndFinancialInstitutionIdentification5 : Debtor
CreditTransferTransaction23 *-- "0..1" CashAccount24 : DebtorAccount
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : DebtorAgent
CreditTransferTransaction23 *-- "0..1" CashAccount24 : DebtorAgentAccount
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : CreditorAgent
CreditTransferTransaction23 *-- "0..1" CashAccount24 : CreditorAgentAccount
CreditTransferTransaction23 *-- "1..1" BranchAndFinancialInstitutionIdentification5 : Creditor
CreditTransferTransaction23 *-- "0..1" CashAccount24 : CreditorAccount
CreditTransferTransaction23 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : UltimateCreditor
CreditTransferTransaction23 *-- "0..0" InstructionForCreditorAgent2 : InstructionForCreditorAgent
CreditTransferTransaction23 *-- "0..0" InstructionForNextAgent1 : InstructionForNextAgent
CreditTransferTransaction23 *-- "0..1" RemittanceInformation2 : RemittanceInformation
CreditTransferTransaction23 *-- "0..1" CreditTransferTransaction24 : UnderlyingCustomerCreditTransfer
CreditTransferTransaction23 *-- "0..0" SupplementaryData1 : SupplementaryData
%% PaymentIdentification3 recursion level 1 with max 1
class PaymentIdentification3{
    InstructionIdentification IsoMax35Text
    EndToEndIdentification IsoMax35Text
    TransactionIdentification IsoMax35Text
    ClearingSystemReference IsoMax35Text
}
%% PaymentTypeInformation21 recursion level 1 with max 1
class PaymentTypeInformation21{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
}
PaymentTypeInformation21 *-- "0..1" IServiceLevel8Choice : ServiceLevel
PaymentTypeInformation21 *-- "0..1" ILocalInstrument2Choice : LocalInstrument
PaymentTypeInformation21 *-- "0..1" ICategoryPurpose1Choice : CategoryPurpose
%% SettlementDateTimeIndication1 recursion level 1 with max 1
class SettlementDateTimeIndication1{
    DebitDateTime IsoISODateTime
    CreditDateTime IsoISODateTime
}
%% SettlementTimeRequest2 recursion level 1 with max 1
class SettlementTimeRequest2{
    CLSTime IsoISOTime
    TillTime IsoISOTime
    FromTime IsoISOTime
    RejectTime IsoISOTime
}
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% CashAccount24 recursion level 1 with max 1
class CashAccount24{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount24 *-- "1..1" IAccountIdentification4Choice : Identification
CashAccount24 *-- "0..1" ICashAccountType2Choice : Type
%% BranchAndFinancialInstitutionIdentification5 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification5 *-- "1..1" FinancialInstitutionIdentification8 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification5 *-- "0..1" BranchData2 : BranchIdentification
%% InstructionForCreditorAgent2 recursion level 1 with max 1
class InstructionForCreditorAgent2{
    Code Instruction5Code
    InstructionInformation IsoMax140Text
}
%% InstructionForNextAgent1 recursion level 1 with max 1
class InstructionForNextAgent1{
    Code Instruction4Code
    InstructionInformation IsoMax140Text
}
%% RemittanceInformation2 recursion level 1 with max 1
class RemittanceInformation2{
    Unstructured IsoMax140Text
}
%% CreditTransferTransaction24 recursion level 1 with max 1
class CreditTransferTransaction24{
    InstructedAmount IsoActiveOrHistoricCurrencyAndAmount
}
CreditTransferTransaction24 *-- "0..1" PartyIdentification43 : UltimateDebtor
CreditTransferTransaction24 *-- "0..1" PartyIdentification43 : InitiatingParty
CreditTransferTransaction24 *-- "1..1" PartyIdentification43 : Debtor
CreditTransferTransaction24 *-- "0..1" CashAccount24 : DebtorAccount
CreditTransferTransaction24 *-- "1..1" BranchAndFinancialInstitutionIdentification5 : DebtorAgent
CreditTransferTransaction24 *-- "0..1" CashAccount24 : DebtorAgentAccount
CreditTransferTransaction24 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : PreviousInstructingAgent
CreditTransferTransaction24 *-- "0..1" CashAccount24 : PreviousInstructingAgentAccount
CreditTransferTransaction24 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent1
CreditTransferTransaction24 *-- "0..1" CashAccount24 : IntermediaryAgent1Account
CreditTransferTransaction24 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent2
CreditTransferTransaction24 *-- "0..1" CashAccount24 : IntermediaryAgent2Account
CreditTransferTransaction24 *-- "0..1" BranchAndFinancialInstitutionIdentification5 : IntermediaryAgent3
CreditTransferTransaction24 *-- "0..1" CashAccount24 : IntermediaryAgent3Account
CreditTransferTransaction24 *-- "1..1" BranchAndFinancialInstitutionIdentification5 : CreditorAgent
CreditTransferTransaction24 *-- "0..1" CashAccount24 : CreditorAgentAccount
CreditTransferTransaction24 *-- "1..1" PartyIdentification43 : Creditor
CreditTransferTransaction24 *-- "0..1" CashAccount24 : CreditorAccount
CreditTransferTransaction24 *-- "0..1" PartyIdentification43 : UltimateCreditor
CreditTransferTransaction24 *-- "0..0" InstructionForCreditorAgent1 : InstructionForCreditorAgent
CreditTransferTransaction24 *-- "0..0" InstructionForNextAgent1 : InstructionForNextAgent
CreditTransferTransaction24 *-- "0..1" TaxInformation3 : Tax
CreditTransferTransaction24 *-- "0..1" RemittanceInformation11 : RemittanceInformation
%% SupplementaryData1 recursion level 1 with max 1
class SupplementaryData1{
    PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
  

CreditTransferTransaction23 members

SupplementaryData building block

Additional information that cannot be captured in the structured elements and/or any other specific block. Additional information that can not be captured in the structured fields and/or any other specific block. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% SupplementaryData1 recursion level 0 with max 1
class SupplementaryData1{
    PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
%% IsoSupplementaryDataEnvelope1 recursion level 1 with max 1
  

SupplementaryData1 members

Extensibility and generalization considerations

To facilitate generalized design patterns in the system, the FinancialInstitutionCreditTransferV06 implementation follows a specific implementaiton pattern. First of all, FinancialInstitutionCreditTransferV06 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, FinancialInstitutionCreditTransferV06Document implements IOuterDocument. Because FinancialInstitutionCreditTransferV06 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type FinancialInstitutionCreditTransferV06.

classDiagram
    class IOuterRecord
    FinancialInstitutionCreditTransferV06 --|> IOuterRecord : Implements
    FinancialInstitutionCreditTransferV06Document --|> IOuterDocument~FinancialInstitutionCreditTransferV06~ : Implements
    class IOuterDocument~FinancialInstitutionCreditTransferV06~ {
        FinancialInstitutionCreditTransferV06 Message
     }
  

Document wrapper for serialization

The only real purpose FinancialInstitutionCreditTransferV06Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:pacs.009.001.06’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using FinancialInstitutionCreditTransferV06.ToDocument() method. The returned FinancialInstitutionCreditTransferV06Document value will serialize correctly according to ISO 20022 standards.

classDiagram
    FinancialInstitutionCreditTransferV06Document *-- FinancialInstitutionCreditTransferV06 : Document
  

Sample of message format

This is an abbreviated version of what the message should look like.

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.009.001.06">
    <FICdtTrf>
        <GrpHdr>
            <!-- GroupHeader inner content -->
        </GrpHdr>
        <CdtTrfTxInf>
            <!-- CreditTransferTransactionInformation inner content -->
        </CdtTrfTxInf>
        <SplmtryData>
            <!-- SupplementaryData inner content -->
        </SplmtryData>
    </FICdtTrf>
</Document>

Data from ISO specification

This is the technical data from the specification document.

<messageDefinition
  xmi:id="_akmexzqxEeWZFYSPlduMhw"
  nextVersions="_8IwqkWYLEeaFd-H7jvMAPA"
  previousVersion="_fTgMORPeEeSVo-TFVwFHvA"
  name="FinancialInstitutionCreditTransferV06"
  definition="Scope&#xD;&#xA;The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system.&#xD;&#xA;It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions.&#xD;&#xA;Usage&#xD;&#xA;The FinancialInstitutionCreditTransfer message is exchanged between agents and can contain one or more credit transfer instructions where debtor and creditor are both financial institutions.&#xD;&#xA;The FinancialInstitutionCreditTransfer message does not allow for grouping: a CreditTransferTransactionInformation block must be present for each credit transfer transaction.&#xD;&#xA;The FinancialInstitutionCreditTransfer message can be used in domestic and cross-border scenarios."
  registrationStatus="Registered"
  messageSet="_urpIICeJEeOCeO5e7islRQ"
  xmlTag="FICdtTrf"
  rootElement="Document"
  xmlns:xmi="http://www.omg.org/XMI">
  <constraint
    xmi:id="_akmeyTqxEeWZFYSPlduMhw"
    nextVersions="_8Iwqk2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMOxPeEeSVo-TFVwFHvA"
    name="InstructedAgentRule"
    definition="If GroupHeader/InstructedAgent is present, then CreditTransferTransactionInformation/InstructedAgent is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/InstructedAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InstructedAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akmeyzqxEeWZFYSPlduMhw"
    nextVersions="_8IwqlWYLEeaFd-H7jvMAPA"
    previousVersion="_fTgMPRPeEeSVo-TFVwFHvA"
    name="InstructingAgentRule"
    definition="If GroupHeader/InstructingAgent is present, then CreditTransferTransactionInformation/InstructingAgent is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/InstructingAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InstructingAgent&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akmezTqxEeWZFYSPlduMhw"
    nextVersions="_8Iwql2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMPxPeEeSVo-TFVwFHvA"
    name="TotalInterbankSettlementAmountRule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then all occurrences of CreditTransferTransactionInformation/InterbankSettlementAmount must have the same currency as the currency of GroupHeader/TotalInterbankSettlementAmount."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;EqualToNode&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/InterbankSettlementAmount/@Currency&lt;/leftOperand&gt;&lt;rightOperand&gt;/GroupHeader/TotalInterbankSettlementAmount/@Currency&lt;/rightOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akmezzqxEeWZFYSPlduMhw"
    nextVersions="_8IwqmWYLEeaFd-H7jvMAPA"
    previousVersion="_fTgMQRPeEeSVo-TFVwFHvA"
    name="TotalInterbankSettlementAmountAndSumRule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then it must equal the sum of all occurrences of CreditTransferTransactionInformation/InterbankSettlementAmount."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;EqualToValue&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;rightOperand&gt;sum of /CreditTransferTransactionInformation/InterbankSettlementAmount&lt;/rightOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/TotalInterbankSettlementAmount&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akme0TqxEeWZFYSPlduMhw"
    nextVersions="_8Iwqm2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMQxPeEeSVo-TFVwFHvA"
    name="GroupHeaderInterbankSettlementDateRule"
    definition="If GroupHeader/InterbankSettlementDate is present, then CreditTransferTransactionInformation/InterbankSettlementDate is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akme0zqxEeWZFYSPlduMhw"
    nextVersions="_8IwqnWYLEeaFd-H7jvMAPA"
    previousVersion="_fTgMRRPeEeSVo-TFVwFHvA"
    name="TransactionInterbankSettlementDateRule"
    definition="If GroupHeader/InterbankSettlementDate is not present, then CreditTransferTransactionInformation/InterbankSettlementDate must be present."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/InterbankSettlementDate&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akme1TqxEeWZFYSPlduMhw"
    nextVersions="_8Iwqn2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMRxPeEeSVo-TFVwFHvA"
    name="PaymentTypeInformationRule"
    definition="If GroupHeader/PaymentTypeInformation is present, then CreditTransferTransactionInformation/PaymentTypeInformation is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot;&gt;&lt;ComplexRule xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CreditTransferTransactionInformation[*]/PaymentTypeInformation&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/GroupHeader/PaymentTypeInformation&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;&#xA;" />
  <constraint
    xmi:id="_akme1zqxEeWZFYSPlduMhw"
    nextVersions="_8IwqoWYLEeaFd-H7jvMAPA"
    previousVersion="_fTgMSRPeEeSVo-TFVwFHvA"
    name="SupplementaryDataRule"
    definition="The SupplementaryData building block at message level must not be used to provide additional information about a transaction. The SupplementaryData element at transaction level should be used for that purpose."
    registrationStatus="Provisionally Registered" />
  <messageBuildingBlock
    xmi:id="_akme2TqxEeWZFYSPlduMhw"
    nextVersions="_8Iwqo2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMSxPeEeSVo-TFVwFHvA"
    name="GroupHeader"
    definition="Set of characteristics shared by all individual transactions included in the message."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="GrpHdr"
    complexType="_jSZswTq3EeWZFYSPlduMhw" />
  <messageBuildingBlock
    xmi:id="_akme2zqxEeWZFYSPlduMhw"
    nextVersions="_8IwqpWYLEeaFd-H7jvMAPA"
    previousVersion="_fTgMTRPeEeSVo-TFVwFHvA"
    name="CreditTransferTransactionInformation"
    definition="Set of elements providing information specific to the individual credit transfer(s)."
    registrationStatus="Provisionally Registered"
    minOccurs="1"
    xmlTag="CdtTrfTxInf"
    complexType="_18vPsTq4EeWZFYSPlduMhw" />
  <messageBuildingBlock
    xmi:id="_akme3TqxEeWZFYSPlduMhw"
    nextVersions="_8Iwqp2YLEeaFd-H7jvMAPA"
    previousVersion="_fTgMTxPeEeSVo-TFVwFHvA"
    name="SupplementaryData"
    definition="Additional information that cannot be captured in the structured elements and/or any other specific block."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="SplmtryData"
    complexType="_Qn0zC9p-Ed-ak6NoX_4Aeg_468227563" />
  <messageDefinitionIdentifier
    businessArea="pacs"
    messageFunctionality="009"
    flavour="001"
    version="06" />
</messageDefinition>

ISO Building Blocks

The following items are used as building blocks to construct this message.