Iso20022

FinancialInstitutionCreditTransferV01

pacs.009.001.01

Scope The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions. Usage The FinancialInstitutionCreditTransfer message is exchanged between agents and can contain one or more credit transfer instructions where debtor and creditor are both financial institutions. The FinancialInstitutionCreditTransfer message does not allow for grouping: a CreditTransferTransactionInformation block must be present for each credit transfer transaction. The FinancialInstitutionCreditTransfer message can be used in domestic and cross-border scenarios.

Message Construction

Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification

classDiagram
     direction LR
%% FinancialInstitutionCreditTransferV01 recursion level 0 with max 0
FinancialInstitutionCreditTransferV01 *-- "1..1" GroupHeader4 : GroupHeader
FinancialInstitutionCreditTransferV01 *-- "1..1" CreditTransferTransactionInformation3 : CreditTransferTransactionInformation

Now, we will zero-in one-by-one on each of these building blocks.

GroupHeader building block

Set of characteristics shared by all individual transactions included in the message. Set of characteristics shared by all individual transactions included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% GroupHeader4 recursion level 0 with max 1
class GroupHeader4{
    MessageIdentification IsoMax35Text
    CreationDateTime IsoISODateTime
    BatchBooking IsoBatchBookingIndicator
    NumberOfTransactions IsoMax15NumericText
    ControlSum IsoDecimalNumber
    TotalInterbankSettlementAmount IsoCurrencyAndAmount
    InterbankSettlementDate IsoISODate
}
GroupHeader4 *-- "1..1" SettlementInformation1 : SettlementInformation
GroupHeader4 *-- "0..1" PaymentTypeInformation5 : PaymentTypeInformation
GroupHeader4 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructingAgent
GroupHeader4 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructedAgent
%% SettlementInformation1 recursion level 1 with max 1
class SettlementInformation1{
    SettlementMethod SettlementMethod1Code
}
SettlementInformation1 *-- "0..1" CashAccount7 : SettlementAccount
SettlementInformation1 *-- "0..1" IClearingSystemIdentification1Choice : ClearingSystem
SettlementInformation1 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructingReimbursementAgent
SettlementInformation1 *-- "0..1" CashAccount7 : InstructingReimbursementAgentAccount
SettlementInformation1 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructedReimbursementAgent
SettlementInformation1 *-- "0..1" CashAccount7 : InstructedReimbursementAgentAccount
SettlementInformation1 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : ThirdReimbursementAgent
SettlementInformation1 *-- "0..1" CashAccount7 : ThirdReimbursementAgentAccount
%% PaymentTypeInformation5 recursion level 1 with max 1
class PaymentTypeInformation5{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
}
PaymentTypeInformation5 *-- "0..1" IRestrictedProprietaryChoice : ServiceLevel
PaymentTypeInformation5 *-- "0..1" IRestrictedProprietaryChoice : LocalInstrument
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification

GroupHeader4 members

Member name Description Data Type / Multiplicity
MessageIdentification Point to point reference assigned by the instructing party and sent to the next party in the chain to unambiguously identify the message.
CreationDateTime Date and time at which a (group of) payment instruction(s) was created by the instructing party. IsoISODateTime - Required 1..1
BatchBooking Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions in the message is requested. IsoBatchBookingIndicator - Optional 0..1
NumberOfTransactions Number of individual transactions contained in the message. IsoMax15NumericText - Required 1..1
ControlSum Total of all individual amounts included in the message, irrespective of currencies. IsoDecimalNumber - Optional 0..1
TotalInterbankSettlementAmount Total amount of money transferred between instructing agent and instructed agent. IsoCurrencyAndAmount - Optional 0..1
InterbankSettlementDate Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. IsoISODate - Optional 0..1
SettlementInformation Specifies the details on how the settlement of the transaction(s) between the instructing agent and the instructed agent is completed. SettlementInformation1 - Required 1..1
PaymentTypeInformation Set of elements used to further specify the type of transaction. PaymentTypeInformation5 - Optional 0..1
InstructingAgent Agent that instructs the next party in the chain to carry out the (set of) instruction(s). BranchAndFinancialInstitutionIdentification3 - Optional 0..1
InstructedAgent Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). BranchAndFinancialInstitutionIdentification3 - Optional 0..1

CreditTransferTransactionInformation building block

Set of elements providing information specific to the individual credit transfer(s). Set of elements providing information specific to the individual transaction(s) included in the message. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% CreditTransferTransactionInformation3 recursion level 0 with max 1
class CreditTransferTransactionInformation3{
    InterbankSettlementAmount IsoCurrencyAndAmount
    InterbankSettlementDate IsoISODate
}
CreditTransferTransactionInformation3 *-- "1..1" PaymentIdentification2 : PaymentIdentification
CreditTransferTransactionInformation3 *-- "0..1" PaymentTypeInformation5 : PaymentTypeInformation
CreditTransferTransactionInformation3 *-- "0..1" SettlementDateTimeIndication1 : SettlementTimeIndication
CreditTransferTransactionInformation3 *-- "0..1" SettlementTimeRequest1 : SettlementTimeRequest
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : PreviousInstructingAgent
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : PreviousInstructingAgentAccount
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructingAgent
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : InstructedAgent
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : IntermediaryAgent1
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : IntermediaryAgent1Account
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : IntermediaryAgent2
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : IntermediaryAgent2Account
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : IntermediaryAgent3
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : IntermediaryAgent3Account
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : UltimateDebtor
CreditTransferTransactionInformation3 *-- "1..1" BranchAndFinancialInstitutionIdentification3 : Debtor
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : DebtorAccount
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : DebtorAgent
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : DebtorAgentAccount
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : CreditorAgent
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : CreditorAgentAccount
CreditTransferTransactionInformation3 *-- "1..1" BranchAndFinancialInstitutionIdentification3 : Creditor
CreditTransferTransactionInformation3 *-- "0..1" CashAccount7 : CreditorAccount
CreditTransferTransactionInformation3 *-- "0..1" BranchAndFinancialInstitutionIdentification3 : UltimateCreditor
CreditTransferTransactionInformation3 *-- "0..0" InstructionForCreditorAgent2 : InstructionForCreditorAgent
CreditTransferTransactionInformation3 *-- "0..0" InstructionForNextAgent1 : InstructionForNextAgent
CreditTransferTransactionInformation3 *-- "0..1" RemittanceInformation2 : RemittanceInformation
%% PaymentIdentification2 recursion level 1 with max 1
class PaymentIdentification2{
    InstructionIdentification IsoMax35Text
    EndToEndIdentification IsoMax35Text
    TransactionIdentification IsoMax35Text
}
%% PaymentTypeInformation5 recursion level 1 with max 1
class PaymentTypeInformation5{
    InstructionPriority Priority2Code
    ClearingChannel ClearingChannel2Code
}
PaymentTypeInformation5 *-- "0..1" IRestrictedProprietaryChoice : ServiceLevel
PaymentTypeInformation5 *-- "0..1" IRestrictedProprietaryChoice : LocalInstrument
%% SettlementDateTimeIndication1 recursion level 1 with max 1
class SettlementDateTimeIndication1{
    DebitDateTime IsoISODateTime
    CreditDateTime IsoISODateTime
}
%% SettlementTimeRequest1 recursion level 1 with max 1
class SettlementTimeRequest1{
    CLSTime IsoISOTime
}
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% CashAccount7 recursion level 1 with max 1
class CashAccount7{
    Currency CurrencyCode
    Name IsoMax70Text
}
CashAccount7 *-- "1..1" IAccountIdentification3Choice : Identification
CashAccount7 *-- "0..1" CashAccountType2 : Type
%% BranchAndFinancialInstitutionIdentification3 recursion level 1 with max 1
BranchAndFinancialInstitutionIdentification3 *-- "1..1" IFinancialInstitutionIdentification5Choice : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification3 *-- "0..1" BranchData : BranchIdentification
%% InstructionForCreditorAgent2 recursion level 1 with max 1
class InstructionForCreditorAgent2{
    Code Instruction5Code
    InstructionInformation IsoMax140Text
}
%% InstructionForNextAgent1 recursion level 1 with max 1
class InstructionForNextAgent1{
    Code Instruction4Code
    InstructionInformation IsoMax140Text
}
%% RemittanceInformation2 recursion level 1 with max 1
class RemittanceInformation2{
    Unstructured IsoMax140Text
}

CreditTransferTransactionInformation3 members

Member name Description Data Type / Multiplicity
PaymentIdentification Set of elements to reference a payment instruction. PaymentIdentification2 - Required 1..1
PaymentTypeInformation Set of elements used to further specify the type of transaction. PaymentTypeInformation5 - Optional 0..1
InterbankSettlementAmount Amount of money moved between the instructing agent and the instructed agent. IsoCurrencyAndAmount - Required 1..1
InterbankSettlementDate Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. IsoISODate - Optional 0..1
SettlementTimeIndication Provides information on the occurred settlement time(s) of the payment transaction. SettlementDateTimeIndication1 - Optional 0..1
SettlementTimeRequest Provides information on the requested settlement time of the payment instruction. SettlementTimeRequest1 - Optional 0..1
PreviousInstructingAgent Agent immediately prior to the instructing agent. BranchAndFinancialInstitutionIdentification3 - Optional 0..1
PreviousInstructingAgentAccount Unambiguous identification of the account of the previous instructing agent at its servicing agent in the payment chain. CashAccount7 - Optional 0..1
InstructingAgent Agent that instructs the next party in the chain to carry out the (set of) instruction(s). BranchAndFinancialInstitutionIdentification3 - Optional 0..1
InstructedAgent Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). BranchAndFinancialInstitutionIdentification3 - Optional 0..1
IntermediaryAgent1 Agent between the debtor agent and creditor agent.
IntermediaryAgent1Account Unambiguous identification of the account of the intermediary agent 1 at its servicing agent in the payment chain. CashAccount7 - Optional 0..1
IntermediaryAgent2 Agent between the debtor agent and creditor agent.
IntermediaryAgent2Account Unambiguous identification of the account of the intermediary agent 2 at its servicing agent in the payment chain. CashAccount7 - Optional 0..1
IntermediaryAgent3 Agent between the debtor agent and creditor agent.
IntermediaryAgent3Account Unambiguous identification of the account of the intermediary agent 3 at its servicing agent in the payment chain. CashAccount7 - Optional 0..1
UltimateDebtor Ultimate financial institution that owes an amount of money to the (ultimate) institutional creditor. BranchAndFinancialInstitutionIdentification3 - Optional 0..1
Debtor Financial institution that owes an amount of money to the (ultimate) financial institutional creditor. BranchAndFinancialInstitutionIdentification3 - Required 1..1
DebtorAccount Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. CashAccount7 - Optional 0..1
DebtorAgent Financial institution servicing an account for the debtor. BranchAndFinancialInstitutionIdentification3 - Optional 0..1
DebtorAgentAccount Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain. CashAccount7 - Optional 0..1
CreditorAgent Financial institution servicing an account for the creditor. BranchAndFinancialInstitutionIdentification3 - Optional 0..1
CreditorAgentAccount Unambiguous identification of the account of the creditor agent at its servicing agent to which a credit entry will be made as a result of the payment transaction. CashAccount7 - Optional 0..1
Creditor Financial institution that receives an amount of money from the financial institutional debtor. BranchAndFinancialInstitutionIdentification3 - Required 1..1
CreditorAccount Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. CashAccount7 - Optional 0..1
UltimateCreditor Ultimate financial institution to which an amount of money is due. BranchAndFinancialInstitutionIdentification3 - Optional 0..1
InstructionForCreditorAgent Further information related to the processing of the payment instruction that may need to be acted upon by the creditor agent.
InstructionForNextAgent Further information related to the processing of the payment instruction that may need to be acted upon by the next agent.
RemittanceInformation Information supplied to enable the matching of an entry with the items that the transfer is intended to settle. RemittanceInformation2 - Optional 0..1

Extensibility and generalization considerations

To facilitate generalized design patterns in the system, the FinancialInstitutionCreditTransferV01 implementation follows a specific implementaiton pattern. First of all, FinancialInstitutionCreditTransferV01 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, FinancialInstitutionCreditTransferV01Document implements IOuterDocument. Because FinancialInstitutionCreditTransferV01 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type FinancialInstitutionCreditTransferV01.

classDiagram
    class IOuterRecord
    FinancialInstitutionCreditTransferV01 --|> IOuterRecord : Implements
    FinancialInstitutionCreditTransferV01Document --|> IOuterDocument~FinancialInstitutionCreditTransferV01~ : Implements
    class IOuterDocument~FinancialInstitutionCreditTransferV01~ {
        FinancialInstitutionCreditTransferV01 Message
     }

Document wrapper for serialization

The only real purpose FinancialInstitutionCreditTransferV01Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:pacs.009.001.01’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using FinancialInstitutionCreditTransferV01.ToDocument() method. The returned FinancialInstitutionCreditTransferV01Document value will serialize correctly according to ISO 20022 standards.

classDiagram
    FinancialInstitutionCreditTransferV01Document *-- FinancialInstitutionCreditTransferV01 : Document

Sample of message format

This is an abbreviated version of what the message should look like.

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.009.001.01">
    <pacs.009.001.01>
        <GrpHdr>
            <!-- GroupHeader inner content -->
        </GrpHdr>
        <CdtTrfTxInf>
            <!-- CreditTransferTransactionInformation inner content -->
        </CdtTrfTxInf>
    </pacs.009.001.01>
</Document>

Data from ISO specification

This is the technical data from the specification document.

<messageDefinition
  xmi:id="_efpsyNEuEd-BzquC8wXy7w_-942514611"
  nextVersions="_ef8nstEuEd-BzquC8wXy7w_-1794247615"
  name="FinancialInstitutionCreditTransferV01"
  definition="Scope&#xD;&#xA;The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system.&#xD;&#xA;It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions.&#xD;&#xA;Usage&#xD;&#xA;The FinancialInstitutionCreditTransfer message is exchanged between agents and can contain one or more credit transfer instructions where debtor and creditor are both financial institutions.&#xD;&#xA;The FinancialInstitutionCreditTransfer message does not allow for grouping: a CreditTransferTransactionInformation block must be present for each credit transfer transaction.&#xD;&#xA;The FinancialInstitutionCreditTransfer message can be used in domestic and cross-border scenarios.&#xD;&#xA;"
  registrationStatus="Registered"
  messageSet="_urpIICeJEeOCeO5e7islRQ"
  xmlName="pacs.009.001.01"
  xmlTag="pacs.009.001.01"
  rootElement="Document"
  xmlns:xmi="http://www.omg.org/XMI">
  <constraint
    xmi:id="_efpsy9EuEd-BzquC8wXy7w_-921722204"
    name="InstructedAgentRule"
    definition="If GroupHeader/InstructedAgent is present, then CreditTransferTransactionInformation/InstructedAgent is not allowed."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_efy2stEuEd-BzquC8wXy7w_-920802060"
    name="InstructingAgentRule"
    definition="If GroupHeader/InstructingAgent is present, then CreditTransferTransactionInformation/InstructingAgent is not allowed.&#xA;."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_efy2tdEuEd-BzquC8wXy7w_1609647013"
    name="TotalInterbankSettlementAmount1Rule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then all occurrences of CreditTransferTransactionInformation/InterbankSettlementAmount must have the same currency as the currency of GroupHeader/TotalInterbankSettlementAmount. &#xA;."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_efy2uNEuEd-BzquC8wXy7w_-941593974"
    name="TotalInterbankSettlementAmount2Rule"
    definition="If GroupHeader/TotalInterbankSettlementAmount is present, then it must equal to the sum of all occurrences of CreditTransferTransactionInformation/InterbankSettlementAmount."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_efy2u9EuEd-BzquC8wXy7w_-941593577"
    name="InterbankSettlementDateRule"
    definition="If GroupHeader/InterbankSettlementDate is present, then CreditTransferTransactionInformation/InterbankSettlementDate is not allowed. &#xA;If GroupHeader/InterbankSettlementDate is not present, then CreditTransferTransactionInformation/InterbankSettlementDate must be present."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_efy2vtEuEd-BzquC8wXy7w_1402716145"
    name="PaymentTypeInformationRule"
    definition="If GroupHeader/PaymentTypeInformation is present, then CreditTransferTransactionInformation/PaymentTypeInformation is not allowed."
    registrationStatus="Provisionally Registered" />
  <messageBuildingBlock
    xmi:id="_efpsydEuEd-BzquC8wXy7w_-942514231"
    name="GroupHeader"
    definition="Set of characteristics shared by all individual transactions included in the message."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="GrpHdr"
    complexType="_Puc7Btp-Ed-ak6NoX_4Aeg_549642778" />
  <messageBuildingBlock
    xmi:id="_efpsytEuEd-BzquC8wXy7w_-941594069"
    name="CreditTransferTransactionInformation"
    definition="Set of elements providing information specific to the individual credit transfer(s)."
    registrationStatus="Provisionally Registered"
    minOccurs="1"
    xmlTag="CdtTrfTxInf"
    complexType="_TMoSHNp-Ed-ak6NoX_4Aeg_151667435" />
  <messageDefinitionIdentifier
    businessArea="pacs"
    messageFunctionality="009"
    flavour="001"
    version="01" />
</messageDefinition>

ISO Building Blocks

The following items are used as building blocks to construct this message.