caaa.003.001.03
The AcceptorCompletionAdvice message is sent by an acceptor (or its agent) to notify the acquirer (or its agent) of the outcome of the payment at the acceptor, and to transfer the financial data of the transaction to the acquirer (capture). A AcceptorCompletionAdvice message is also sent to reverse an approved authorisation and any associated financial transfer (capture), if the card payment transaction could not be completed successfully.
Message Construction
Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification
classDiagram direction LR %% AcceptorCompletionAdviceV03 recursion level 0 with max 0 AcceptorCompletionAdviceV03 *-- "1..1" Header8 : Header AcceptorCompletionAdviceV03 *-- "1..1" AcceptorCompletionAdvice3 : CompletionAdvice AcceptorCompletionAdviceV03 *-- "1..1" ContentInformationType8 : SecurityTrailer
Now, we will zero-in one-by-one on each of these building blocks.
Header building block
Completion advice message management information. Set of characteristics related to the protocol. For comparison, see the ISO20022 official specification
classDiagram direction tb %% Header8 recursion level 0 with max 1 class Header8{ MessageFunction MessageFunction4Code ProtocolVersion IsoMax6Text ExchangeIdentification IsoMax3NumericText ReTransmissionCounter IsoMax3NumericText CreationDateTime IsoISODateTime } Header8 *-- "1..1" GenericIdentification32 : InitiatingParty Header8 *-- "0..1" GenericIdentification32 : RecipientParty Header8 *-- "0..0" Traceability1 : Traceability %% GenericIdentification32 recursion level 1 with max 1 class GenericIdentification32{ Identification IsoMax35Text Type PartyType3Code Issuer PartyType4Code ShortName IsoMax35Text } %% GenericIdentification32 recursion level 1 with max 1 class GenericIdentification32{ Identification IsoMax35Text Type PartyType3Code Issuer PartyType4Code ShortName IsoMax35Text } %% Traceability1 recursion level 1 with max 1 class Traceability1{ TraceDateTimeIn IsoISODateTime TraceDateTimeOut IsoISODateTime } Traceability1 *-- "1..1" GenericIdentification31 : RelayIdentification
Header8 members
Member name | Description | Data Type / Multiplicity |
---|---|---|
MessageFunction | Identifies the type of process related to the message. | MessageFunction4Code - Required 1..1 |
ProtocolVersion | Version of the acquirer protocol specifications. | IsoMax6Text - Required 1..1 |
ExchangeIdentification | Unique identification of an exchange occurrence. | IsoMax3NumericText - Required 1..1 |
ReTransmissionCounter | Number of retransmissions of the message. | IsoMax3NumericText - Optional 0..1 |
CreationDateTime | Date and time at which the message was created. | IsoISODateTime - Required 1..1 |
InitiatingParty | Unique identification of the partner that has initiated the exchange. | GenericIdentification32 - Required 1..1 |
RecipientParty | Unique identification of the partner that is the recipient of the message exchange. | GenericIdentification32 - Optional 0..1 |
Traceability | Identification of partners involved in exchange from the merchant to the issuer, with the relative timestamp of their exchanges. | Traceability1 - Unknown 0..0 |
CompletionAdvice building block
Information related to the completion advice. Notification to the acquirer of the completion of the card payment at the acceptor. For comparison, see the ISO20022 official specification
classDiagram direction tb %% AcceptorCompletionAdvice3 recursion level 0 with max 1 AcceptorCompletionAdvice3 *-- "1..1" CardPaymentEnvironment22 : Environment AcceptorCompletionAdvice3 *-- "0..1" CardPaymentContext6 : Context AcceptorCompletionAdvice3 *-- "1..1" CardPaymentTransaction25 : Transaction %% CardPaymentEnvironment22 recursion level 1 with max 1 CardPaymentEnvironment22 *-- "0..1" Acquirer2 : Acquirer CardPaymentEnvironment22 *-- "0..1" Organisation8 : Merchant CardPaymentEnvironment22 *-- "1..1" PointOfInteraction3 : POI CardPaymentEnvironment22 *-- "0..1" PaymentCard8 : Card CardPaymentEnvironment22 *-- "0..1" Cardholder6 : Cardholder CardPaymentEnvironment22 *-- "0..1" ContentInformationType7 : ProtectedCardholderData %% CardPaymentContext6 recursion level 1 with max 1 CardPaymentContext6 *-- "1..1" PaymentContext6 : PaymentContext CardPaymentContext6 *-- "0..1" SaleContext1 : SaleContext %% CardPaymentTransaction25 recursion level 1 with max 1 class CardPaymentTransaction25{ TransactionCapture IsoTrueFalseIndicator TransactionType CardPaymentServiceType5Code AdditionalService CardPaymentServiceType6Code ServiceAttribute CardPaymentServiceType3Code MerchantCategoryCode IsoMin3Max4Text SaleReferenceIdentification IsoMax35Text TransactionSuccess IsoTrueFalseIndicator Reversal IsoTrueFalseIndicator MerchantOverride IsoTrueFalseIndicator FailureReason FailureReason3Code InitiatorTransactionIdentification IsoMax35Text RecipientTransactionIdentification IsoMax35Text ReconciliationIdentification IsoMax35Text InterchangeData IsoMax35Text AdditionalTransactionData IsoMax70Text } CardPaymentTransaction25 *-- "1..1" TransactionIdentifier1 : TransactionIdentification CardPaymentTransaction25 *-- "0..1" CardPaymentTransaction21 : OriginalTransaction CardPaymentTransaction25 *-- "1..1" CardPaymentTransactionDetails14 : TransactionDetails CardPaymentTransaction25 *-- "0..1" AuthorisationResult2 : AuthorisationResult CardPaymentTransaction25 *-- "0..1" TransactionVerificationResult2 : TransactionVerificationResult
AcceptorCompletionAdvice3 members
Member name | Description | Data Type / Multiplicity |
---|---|---|
Environment | Environment of the transaction. | CardPaymentEnvironment22 - Required 1..1 |
Context | Context in which the transaction is performed (payment and sale). | CardPaymentContext6 - Optional 0..1 |
Transaction | Card payment transaction between an acceptor and an acquirer. | CardPaymentTransaction25 - Required 1..1 |
SecurityTrailer building block
Trailer of the message containing a MAC. General cryptographic message syntax (CMS) containing authenticated data. For comparison, see the ISO20022 official specification
classDiagram direction tb %% ContentInformationType8 recursion level 0 with max 1 class ContentInformationType8{ ContentType ContentType1Code } ContentInformationType8 *-- "0..0" AuthenticatedData3 : AuthenticatedData %% AuthenticatedData3 recursion level 1 with max 1 class AuthenticatedData3{ Version IsoNumber MAC IsoMax35Binary } AuthenticatedData3 *-- "1..0" IRecipient3Choice : Recipient AuthenticatedData3 *-- "1..1" AlgorithmIdentification10 : MACAlgorithm AuthenticatedData3 *-- "1..1" EncapsulatedContent2 : EncapsulatedContent
ContentInformationType8 members
Member name | Description | Data Type / Multiplicity |
---|---|---|
ContentType | Type of data protection. | ContentType1Code - Required 1..1 |
AuthenticatedData | Data protection by a message authentication code (MAC). | AuthenticatedData3 - Unknown 0..0 |
Extensibility and generalization considerations
To facilitate generalized design patterns in the system, the AcceptorCompletionAdviceV03 implementation follows a specific implementaiton pattern. First of all, AcceptorCompletionAdviceV03 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, AcceptorCompletionAdviceV03Document implements IOuterDocument. Because AcceptorCompletionAdviceV03 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type AcceptorCompletionAdviceV03.
classDiagram class IOuterRecord AcceptorCompletionAdviceV03 --|> IOuterRecord : Implements AcceptorCompletionAdviceV03Document --|> IOuterDocument~AcceptorCompletionAdviceV03~ : Implements class IOuterDocument~AcceptorCompletionAdviceV03~ { AcceptorCompletionAdviceV03 Message }
Document wrapper for serialization
The only real purpose AcceptorCompletionAdviceV03Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:caaa.003.001.03’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using AcceptorCompletionAdviceV03.ToDocument() method. The returned AcceptorCompletionAdviceV03Document value will serialize correctly according to ISO 20022 standards.
classDiagram AcceptorCompletionAdviceV03Document *-- AcceptorCompletionAdviceV03 : Document
Sample of message format
This is an abbreviated version of what the message should look like.
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:caaa.003.001.03">
<AccptrCmpltnAdvc>
<Hdr>
<!-- Header inner content -->
</Hdr>
<CmpltnAdvc>
<!-- CompletionAdvice inner content -->
</CmpltnAdvc>
<SctyTrlr>
<!-- SecurityTrailer inner content -->
</SctyTrlr>
</AccptrCmpltnAdvc>
</Document>
Data from ISO specification
This is the technical data from the specification document.
<messageDefinition
xmi:id="_AZsHQTJLEeOkpIB9tKITlw"
nextVersions="_Z7h4MWlqEeSGkpGpjm7tzg"
previousVersion="_zp8RwQvfEeK9Xewg3qiFQA"
name="AcceptorCompletionAdviceV03"
definition="The AcceptorCompletionAdvice message is sent by an acceptor (or its agent) to notify the acquirer (or its agent) of the outcome of the payment at the acceptor, and to transfer the financial data of the transaction to the acquirer (capture).
A AcceptorCompletionAdvice message is also sent to reverse an approved authorisation and any associated financial transfer (capture), if the card payment transaction could not be completed successfully."
registrationStatus="Registered"
messageSet="_urpIICeJEeOCeO5e7islRQ"
xmlTag="AccptrCmpltnAdvc"
rootElement="Document"
xmlns:xmi="http://www.omg.org/XMI">
<doclet
xmi:id="_AlJJUDJLEeOkpIB9tKITlw"
type="purpose" />
<messageBuildingBlock
xmi:id="_AZsHQzJLEeOkpIB9tKITlw"
nextVersions="_Z7h4NWlqEeSGkpGpjm7tzg"
previousVersion="_zp8RwwvfEeK9Xewg3qiFQA"
name="Header"
definition="Completion advice message management information."
registrationStatus="Provisionally Registered"
maxOccurs="1"
minOccurs="1"
xmlTag="Hdr"
complexType="_ykPy8TGxEeOH78pE3LSlGw" />
<messageBuildingBlock
xmi:id="_AZsHRTJLEeOkpIB9tKITlw"
nextVersions="_Z7h4N2lqEeSGkpGpjm7tzg"
previousVersion="_zp8RxwvfEeK9Xewg3qiFQA"
name="CompletionAdvice"
definition="Information related to the completion advice."
registrationStatus="Provisionally Registered"
maxOccurs="1"
minOccurs="1"
xmlTag="CmpltnAdvc"
complexType="_PkGRYTJKEeOkpIB9tKITlw" />
<messageBuildingBlock
xmi:id="_AZsHRzJLEeOkpIB9tKITlw"
nextVersions="_Z7h4OWlqEeSGkpGpjm7tzg"
previousVersion="_zp8RywvfEeK9Xewg3qiFQA"
name="SecurityTrailer"
definition="Trailer of the message containing a MAC."
registrationStatus="Provisionally Registered"
maxOccurs="1"
minOccurs="1"
xmlTag="SctyTrlr"
complexType="_KpedcTF5EeO118ZQJgaQSQ" />
<messageDefinitionIdentifier
businessArea="caaa"
messageFunctionality="003"
flavour="001"
version="03" />
</messageDefinition>
ISO Building Blocks
The following items are used as building blocks to construct this message.