AccountOpeningRequestV04

acmt.007.001.04

The AccountOpeningRequest message is sent from an organisation to a financial institution as part of the account opening process. It is the initial request message to open an account.

Message Construction

Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification

classDiagram
     direction LR
%% AccountOpeningRequestV04 recursion level 0 with max 0
AccountOpeningRequestV04 *-- "1..1" References4 : References
AccountOpeningRequestV04 *-- "0..1" OrganisationIdentification29 : From
AccountOpeningRequestV04 *-- "1..1" CustomerAccount4 : Account
AccountOpeningRequestV04 *-- "0..1" AccountContract2 : ContractDates
AccountOpeningRequestV04 *-- "0..1" ContractDocument1 : UnderlyingMasterAgreement
AccountOpeningRequestV04 *-- "1..1" BranchAndFinancialInstitutionIdentification6 : AccountServicerIdentification
AccountOpeningRequestV04 *-- "1..1" Organisation33 : Organisation
AccountOpeningRequestV04 *-- "0..1" OperationMandate4 : Mandate
AccountOpeningRequestV04 *-- "0..1" Group4 : Group
AccountOpeningRequestV04 *-- "0..1" CashAccount40 : ReferenceAccount
AccountOpeningRequestV04 *-- "0..1" PartyAndSignature3 : DigitalSignature
AccountOpeningRequestV04 *-- "0..1" SupplementaryData1 : SupplementaryData
  

Now, we will zero-in one-by-one on each of these building blocks.

References building block

Set of elements for the identification of the message and related references. Set of elements for the identification of the message and related references. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% References4 recursion level 0 with max 1
class References4{
    AttachedDocumentName IsoMax70Text
}
References4 *-- "1..1" MessageIdentification1 : MessageIdentification
References4 *-- "1..1" MessageIdentification1 : ProcessIdentification
%% MessageIdentification1 recursion level 1 with max 1
class MessageIdentification1{
    Identification IsoMax35Text
    CreationDateTime IsoISODateTime
}
%% MessageIdentification1 recursion level 1 with max 1
class MessageIdentification1{
    Identification IsoMax35Text
    CreationDateTime IsoISODateTime
}
  

References4 members

From building block

Identifies the business sender of the message, if it is not the account owner or account servicing financial institution. Unique and unambiguous way to identify an organisation. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% OrganisationIdentification29 recursion level 0 with max 1
class OrganisationIdentification29{
    AnyBIC IsoAnyBICDec2014Identifier
    LEI IsoLEIIdentifier
}
OrganisationIdentification29 *-- "0..0" GenericOrganisationIdentification1 : Other
%% GenericOrganisationIdentification1 recursion level 1 with max 1
class GenericOrganisationIdentification1{
    Identification IsoMax35Text
    Issuer IsoMax35Text
}
GenericOrganisationIdentification1 *-- "0..1" IOrganisationIdentificationSchemeName1Choice : SchemeName
  

OrganisationIdentification29 members

Account building block

Unique and unambiguous identification of the account between the account owner and the account servicer. Account owned by a customer. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% CustomerAccount4 recursion level 0 with max 1
class CustomerAccount4{
    Name IsoMax70Text
    Status AccountStatus3Code
    Currency ActiveCurrencyCode
    MonthlyPaymentValue IsoImpliedCurrencyAndAmount
    MonthlyReceivedValue IsoImpliedCurrencyAndAmount
    MonthlyTransactionNumber IsoMax5NumericText
    AverageBalance IsoImpliedCurrencyAndAmount
    AccountPurpose IsoMax140Text
    FloorNotificationAmount IsoImpliedCurrencyAndAmount
    CeilingNotificationAmount IsoImpliedCurrencyAndAmount
    ClosingDate IsoISODate
}
CustomerAccount4 *-- "0..1" IAccountIdentification4Choice : Identification
CustomerAccount4 *-- "0..1" ICashAccountType2Choice : Type
CustomerAccount4 *-- "0..0" StatementFrequencyAndForm1 : StatementFrequencyAndFormat
CustomerAccount4 *-- "0..0" Restriction1 : Restriction
%% IAccountIdentification4Choice recursion level 1 with max 1
%% ICashAccountType2Choice recursion level 1 with max 1
%% StatementFrequencyAndForm1 recursion level 1 with max 1
class StatementFrequencyAndForm1{
    Frequency Frequency7Code
    DeliveryAddress IsoMax350Text
}
StatementFrequencyAndForm1 *-- "1..1" ICommunicationMethod2Choice : CommunicationMethod
StatementFrequencyAndForm1 *-- "1..1" ICommunicationFormat1Choice : Format
%% Restriction1 recursion level 1 with max 1
class Restriction1{
    ValidFrom IsoISODateTime
    ValidUntil IsoISODateTime
}
Restriction1 *-- "1..1" ICodeOrProprietary1Choice : RestrictionType
  

CustomerAccount4 members

ContractDates building block

Specifies target dates. Specifies target dates dates related to account opening and closing. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% AccountContract2 recursion level 0 with max 1
class AccountContract2{
    TargetGoLiveDate IsoISODate
    TargetClosingDate IsoISODate
    UrgencyFlag IsoYesNoIndicator
}
  

AccountContract2 members

UnderlyingMasterAgreement building block

Account contract established between the organisation or the group to which the organisation belongs, and the account servicer. This contract has to be applied for the new account to be opened and maintained. Document that contains the information of the contract agreed between both parties. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% ContractDocument1 recursion level 0 with max 1
class ContractDocument1{
    Reference IsoMax35Text
    SignOffDate IsoISODate
    Version IsoMax6Text
}
  

ContractDocument1 members

AccountServicerIdentification building block

Unique and unambiguous identifier of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. Unique and unambiguous identification of a financial institution or a branch of a financial institution. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% BranchAndFinancialInstitutionIdentification6 recursion level 0 with max 1
BranchAndFinancialInstitutionIdentification6 *-- "1..1" FinancialInstitutionIdentification18 : FinancialInstitutionIdentification
BranchAndFinancialInstitutionIdentification6 *-- "0..1" BranchData3 : BranchIdentification
%% FinancialInstitutionIdentification18 recursion level 1 with max 1
class FinancialInstitutionIdentification18{
    BICFI IsoBICFIDec2014Identifier
    LEI IsoLEIIdentifier
    Name IsoMax140Text
}
FinancialInstitutionIdentification18 *-- "0..1" ClearingSystemMemberIdentification2 : ClearingSystemMemberIdentification
FinancialInstitutionIdentification18 *-- "0..1" PostalAddress24 : PostalAddress
FinancialInstitutionIdentification18 *-- "0..1" GenericFinancialIdentification1 : Other
%% BranchData3 recursion level 1 with max 1
class BranchData3{
    Identification IsoMax35Text
    LEI IsoLEIIdentifier
    Name IsoMax140Text
}
BranchData3 *-- "0..1" PostalAddress24 : PostalAddress
  

BranchAndFinancialInstitutionIdentification6 members

Organisation building block

Organised structure that is set up for a particular purpose, for example, a business, government body, department, charity, or financial institution. Information which describes the organisation. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% Organisation33 recursion level 0 with max 1
class Organisation33{
    FullLegalName IsoMax350Text
    TradingName IsoMax350Text
    CountryOfOperation CountryCode
    RegistrationDate IsoISODate
}
Organisation33 *-- "0..1" PostalAddress24 : OperationalAddress
Organisation33 *-- "0..1" PostalAddress24 : BusinessAddress
Organisation33 *-- "1..1" PostalAddress24 : LegalAddress
Organisation33 *-- "0..1" PostalAddress24 : BillingAddress
Organisation33 *-- "1..1" OrganisationIdentification29 : OrganisationIdentification
Organisation33 *-- "0..0" PartyIdentification137 : RepresentativeOfficer
Organisation33 *-- "0..1" PartyIdentification137 : TreasuryManager
Organisation33 *-- "0..0" PartyIdentification137 : MainMandateHolder
Organisation33 *-- "0..0" PartyIdentification137 : Sender
Organisation33 *-- "0..0" PartyIdentification137 : LegalRepresentative
%% PostalAddress24 recursion level 1 with max 1
class PostalAddress24{
    Department IsoMax70Text
    SubDepartment IsoMax70Text
    StreetName IsoMax70Text
    BuildingNumber IsoMax16Text
    BuildingName IsoMax35Text
    Floor IsoMax70Text
    PostBox IsoMax16Text
    Room IsoMax70Text
    PostCode IsoMax16Text
    TownName IsoMax35Text
    TownLocationName IsoMax35Text
    DistrictName IsoMax35Text
    CountrySubDivision IsoMax35Text
    Country CountryCode
    AddressLine IsoMax70Text
}
PostalAddress24 *-- "0..1" IAddressType3Choice : AddressType
%% PostalAddress24 recursion level 1 with max 1
class PostalAddress24{
    Department IsoMax70Text
    SubDepartment IsoMax70Text
    StreetName IsoMax70Text
    BuildingNumber IsoMax16Text
    BuildingName IsoMax35Text
    Floor IsoMax70Text
    PostBox IsoMax16Text
    Room IsoMax70Text
    PostCode IsoMax16Text
    TownName IsoMax35Text
    TownLocationName IsoMax35Text
    DistrictName IsoMax35Text
    CountrySubDivision IsoMax35Text
    Country CountryCode
    AddressLine IsoMax70Text
}
PostalAddress24 *-- "0..1" IAddressType3Choice : AddressType
%% PostalAddress24 recursion level 1 with max 1
class PostalAddress24{
    Department IsoMax70Text
    SubDepartment IsoMax70Text
    StreetName IsoMax70Text
    BuildingNumber IsoMax16Text
    BuildingName IsoMax35Text
    Floor IsoMax70Text
    PostBox IsoMax16Text
    Room IsoMax70Text
    PostCode IsoMax16Text
    TownName IsoMax35Text
    TownLocationName IsoMax35Text
    DistrictName IsoMax35Text
    CountrySubDivision IsoMax35Text
    Country CountryCode
    AddressLine IsoMax70Text
}
PostalAddress24 *-- "0..1" IAddressType3Choice : AddressType
%% PostalAddress24 recursion level 1 with max 1
class PostalAddress24{
    Department IsoMax70Text
    SubDepartment IsoMax70Text
    StreetName IsoMax70Text
    BuildingNumber IsoMax16Text
    BuildingName IsoMax35Text
    Floor IsoMax70Text
    PostBox IsoMax16Text
    Room IsoMax70Text
    PostCode IsoMax16Text
    TownName IsoMax35Text
    TownLocationName IsoMax35Text
    DistrictName IsoMax35Text
    CountrySubDivision IsoMax35Text
    Country CountryCode
    AddressLine IsoMax70Text
}
PostalAddress24 *-- "0..1" IAddressType3Choice : AddressType
%% OrganisationIdentification29 recursion level 1 with max 1
class OrganisationIdentification29{
    AnyBIC IsoAnyBICDec2014Identifier
    LEI IsoLEIIdentifier
}
OrganisationIdentification29 *-- "0..0" GenericOrganisationIdentification1 : Other
%% PartyIdentification137 recursion level 1 with max 1
class PartyIdentification137{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification137 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification137 *-- "0..1" PersonIdentification13 : Identification
PartyIdentification137 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification137 recursion level 1 with max 1
class PartyIdentification137{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification137 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification137 *-- "0..1" PersonIdentification13 : Identification
PartyIdentification137 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification137 recursion level 1 with max 1
class PartyIdentification137{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification137 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification137 *-- "0..1" PersonIdentification13 : Identification
PartyIdentification137 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification137 recursion level 1 with max 1
class PartyIdentification137{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification137 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification137 *-- "0..1" PersonIdentification13 : Identification
PartyIdentification137 *-- "0..1" Contact4 : ContactDetails
%% PartyIdentification137 recursion level 1 with max 1
class PartyIdentification137{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification137 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification137 *-- "0..1" PersonIdentification13 : Identification
PartyIdentification137 *-- "0..1" Contact4 : ContactDetails
  

Organisation33 members

Mandate building block

Information specifying the account mandate. Information specifying the mandate. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% OperationMandate4 recursion level 0 with max 1
class OperationMandate4{
    Identification IsoMax35Text
    RequiredSignatureNumber IsoMax15PlusSignedNumericText
    SignatureOrderIndicator IsoYesNoIndicator
    StartDate IsoISODate
    EndDate IsoISODate
}
OperationMandate4 *-- "1..0" IChannel2Choice : ApplicableChannel
OperationMandate4 *-- "0..0" PartyAndAuthorisation4 : MandateHolder
OperationMandate4 *-- "1..0" BankTransactionCodeStructure4 : BankOperation
%% IChannel2Choice recursion level 1 with max 1
%% PartyAndAuthorisation4 recursion level 1 with max 1
class PartyAndAuthorisation4{
    SignatureOrder IsoMax15PlusSignedNumericText
}
PartyAndAuthorisation4 *-- "1..1" IPartyOrGroup2Choice : PartyOrGroup
PartyAndAuthorisation4 *-- "1..1" Authorisation2 : Authorisation
%% BankTransactionCodeStructure4 recursion level 1 with max 1
BankTransactionCodeStructure4 *-- "0..1" BankTransactionCodeStructure5 : Domain
BankTransactionCodeStructure4 *-- "0..1" ProprietaryBankTransactionCodeStructure1 : Proprietary
  

OperationMandate4 members

Group building block

Definition of a group of parties. Group of parties with their related security certificate. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% Group4 recursion level 0 with max 1
class Group4{
    GroupIdentification IsoMax4AlphaNumericText
}
Group4 *-- "1..0" PartyAndCertificate4 : Party
%% PartyAndCertificate4 recursion level 1 with max 1
class PartyAndCertificate4{
    Certificate IsoMax10KBinary
}
PartyAndCertificate4 *-- "1..1" PartyIdentification135 : Party
  

Group4 members

ReferenceAccount building block

Unique and unambiguous identification of the account used as a reference for the opening of another account. Provides the details to identify an account. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% CashAccount40 recursion level 0 with max 1
class CashAccount40{
    Currency ActiveOrHistoricCurrencyCode
    Name IsoMax70Text
}
CashAccount40 *-- "0..1" IAccountIdentification4Choice : Identification
CashAccount40 *-- "0..1" ICashAccountType2Choice : Type
CashAccount40 *-- "0..1" ProxyAccountIdentification1 : Proxy
%% IAccountIdentification4Choice recursion level 1 with max 1
%% ICashAccountType2Choice recursion level 1 with max 1
%% ProxyAccountIdentification1 recursion level 1 with max 1
class ProxyAccountIdentification1{
    Identification IsoMax2048Text
}
ProxyAccountIdentification1 *-- "0..1" IProxyAccountType1Choice : Type
  

CashAccount40 members

DigitalSignature building block

Contains the signature with its components, namely signed info, signature value, key info and the object. Entity involved in an activity. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% PartyAndSignature3 recursion level 0 with max 1
PartyAndSignature3 *-- "1..1" PartyIdentification135 : Party
PartyAndSignature3 *-- "1..1" IsoSkipPayload : Signature
%% PartyIdentification135 recursion level 1 with max 1
class PartyIdentification135{
    Name IsoMax140Text
    CountryOfResidence CountryCode
}
PartyIdentification135 *-- "0..1" PostalAddress24 : PostalAddress
PartyIdentification135 *-- "0..1" IParty38Choice : Identification
PartyIdentification135 *-- "0..1" Contact4 : ContactDetails
%% IsoSkipPayload recursion level 1 with max 1
  

PartyAndSignature3 members

SupplementaryData building block

Additional information that cannot be captured in the structured elements and/or any other specific block. Additional information that can not be captured in the structured fields and/or any other specific block. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% SupplementaryData1 recursion level 0 with max 1
class SupplementaryData1{
    PlaceAndName IsoMax350Text
}
SupplementaryData1 *-- "1..1" IsoSupplementaryDataEnvelope1 : Envelope
%% IsoSupplementaryDataEnvelope1 recursion level 1 with max 1
  

SupplementaryData1 members

Extensibility and generalization considerations

To facilitate generalized design patterns in the system, the AccountOpeningRequestV04 implementation follows a specific implementaiton pattern. First of all, AccountOpeningRequestV04 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, AccountOpeningRequestV04Document implements IOuterDocument. Because AccountOpeningRequestV04 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type AccountOpeningRequestV04.

classDiagram
    class IOuterRecord
    AccountOpeningRequestV04 --|> IOuterRecord : Implements
    AccountOpeningRequestV04Document --|> IOuterDocument~AccountOpeningRequestV04~ : Implements
    class IOuterDocument~AccountOpeningRequestV04~ {
        AccountOpeningRequestV04 Message
     }
  

Document wrapper for serialization

The only real purpose AccountOpeningRequestV04Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:acmt.007.001.04’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using AccountOpeningRequestV04.ToDocument() method. The returned AccountOpeningRequestV04Document value will serialize correctly according to ISO 20022 standards.

classDiagram
    AccountOpeningRequestV04Document *-- AccountOpeningRequestV04 : Document
  

Sample of message format

This is an abbreviated version of what the message should look like.

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:acmt.007.001.04">
    <AcctOpngReq>
        <Refs>
            <!-- References inner content -->
        </Refs>
        <Fr>
            <!-- From inner content -->
        </Fr>
        <Acct>
            <!-- Account inner content -->
        </Acct>
        <CtrctDts>
            <!-- ContractDates inner content -->
        </CtrctDts>
        <UndrlygMstrAgrmt>
            <!-- UnderlyingMasterAgreement inner content -->
        </UndrlygMstrAgrmt>
        <AcctSvcrId>
            <!-- AccountServicerIdentification inner content -->
        </AcctSvcrId>
        <Org>
            <!-- Organisation inner content -->
        </Org>
        <Mndt>
            <!-- Mandate inner content -->
        </Mndt>
        <Grp>
            <!-- Group inner content -->
        </Grp>
        <RefAcct>
            <!-- ReferenceAccount inner content -->
        </RefAcct>
        <DgtlSgntr>
            <!-- DigitalSignature inner content -->
        </DgtlSgntr>
        <SplmtryData>
            <!-- SupplementaryData inner content -->
        </SplmtryData>
    </AcctOpngReq>
</Document>

Data from ISO specification

This is the technical data from the specification document.

<messageDefinition
  xmi:id="_1ENlzdcAEeq_l4BJLVUF2Q"
  previousVersion="_bfzgAW2PEei3KuUgpx7Xcw"
  name="AccountOpeningRequestV04"
  definition="The AccountOpeningRequest message is sent from an organisation to a financial institution as part of the account opening process. It is the initial request message to open an account."
  registrationStatus="Registered"
  messageSet="_wRoFxE2rEeG_I4xRYCA_7g"
  xmlTag="AcctOpngReq"
  rootElement="Document"
  xmlns:xmi="http://www.omg.org/XMI">
  <messageBuildingBlock
    xmi:id="_1ENl09cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgA22PEei3KuUgpx7Xcw"
    name="References"
    definition="Set of elements for the identification of the message and related references."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="Refs"
    complexType="_Qn9899p-Ed-ak6NoX_4Aeg_-250058534" />
  <messageBuildingBlock
    xmi:id="_1ENl1dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgBW2PEei3KuUgpx7Xcw"
    name="From"
    definition="Identifies the business sender of the message, if it is not the account owner or account servicing financial institution."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="Fr"
    complexType="_6VggQW48EeiU9cctagi5ow" />
  <messageBuildingBlock
    xmi:id="_1ENl19cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgB22PEei3KuUgpx7Xcw"
    name="Account"
    definition="Unique and unambiguous identification of the account between the account owner and the account servicer."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="Acct"
    complexType="_1qi_0Q1ZEeKGXqvMN6jpiw" />
  <messageBuildingBlock
    xmi:id="_1ENl2dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgCW2PEei3KuUgpx7Xcw"
    name="ContractDates"
    definition="Specifies target dates."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="CtrctDts"
    complexType="_UkZWQtp-Ed-ak6NoX_4Aeg_-1896166238" />
  <messageBuildingBlock
    xmi:id="_1ENl29cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgC22PEei3KuUgpx7Xcw"
    name="UnderlyingMasterAgreement"
    definition="Account contract established between the organisation or the group to which the organisation belongs, and the account servicer. This contract has to be applied for the new account to be opened and maintained."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="UndrlygMstrAgrmt"
    complexType="_UkjHQtp-Ed-ak6NoX_4Aeg_15886237" />
  <messageBuildingBlock
    xmi:id="_1ENl3dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgDW2PEei3KuUgpx7Xcw"
    name="AccountServicerIdentification"
    definition="Unique and unambiguous identifier of a financial institution, as assigned under an internationally recognised or proprietary identification scheme."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="AcctSvcrId"
    complexType="_8nO10W49EeiU9cctagi5ow" />
  <messageBuildingBlock
    xmi:id="_1ENl39cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgD22PEei3KuUgpx7Xcw"
    name="Organisation"
    definition="Organised structure that is set up for a particular purpose, for example, a business, government body, department, charity, or financial institution."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="Org"
    complexType="_B8VHuW49EeiU9cctagi5ow" />
  <messageBuildingBlock
    xmi:id="_1ENl4dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgEW2PEei3KuUgpx7Xcw"
    name="Mandate"
    definition="Information specifying the account mandate."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="Mndt"
    complexType="_Cj9vd249EeiU9cctagi5ow" />
  <messageBuildingBlock
    xmi:id="_1ENl49cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgE22PEei3KuUgpx7Xcw"
    name="Group"
    definition="Definition of a group of parties."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="Grp"
    complexType="_IuZ4hW49EeiU9cctagi5ow" />
  <messageBuildingBlock
    xmi:id="_1ENl5dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgFW2PEei3KuUgpx7Xcw"
    name="ReferenceAccount"
    definition="Unique and unambiguous identification of the account used as a reference for the opening of another account."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="RefAcct"
    complexType="_avXPcdcZEeqRFcf2R4bPBw" />
  <messageBuildingBlock
    xmi:id="_1ENl59cAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgF22PEei3KuUgpx7Xcw"
    name="DigitalSignature"
    definition="Contains the signature with its components, namely signed info, signature value, key info and the object."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="DgtlSgntr"
    complexType="_Q_AvW3R1EeiH1ZOt2UD8vQ" />
  <messageBuildingBlock
    xmi:id="_1ENl6dcAEeq_l4BJLVUF2Q"
    previousVersion="_bfzgGW2PEei3KuUgpx7Xcw"
    name="SupplementaryData"
    definition="Additional information that cannot be captured in the structured elements and/or any other specific block."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="SplmtryData"
    complexType="_Qn0zC9p-Ed-ak6NoX_4Aeg_468227563" />
  <messageDefinitionIdentifier
    businessArea="acmt"
    messageFunctionality="007"
    flavour="001"
    version="04" />
</messageDefinition>

ISO Building Blocks

The following items are used as building blocks to construct this message.