AccountOpeningInstructionV03

acmt.001.001.03

Scope An account owner, for example, an investor or its designated agent sends the AccountOpeningInstruction message to the account servicer, for example, a registrar, transfer agent or custodian to instruct the opening of an account or the opening of an account and establishing an investment plan. Usage The AccountOpeningInstruction is used to open an account directly or indirectly with the account servicer or an intermediary. In some markets, for example, Australia, and for some products in the United Kingdom, a first order (also known as a deposit instruction) is placed at the same time as the account opening. To cater for this scenario, an order message can be linked (via references in the message) to the AccountOpeningInstruction message when needed. Execution of the AccountOpeningInstruction is confirmed via an AccountDetailsConfirmation message.

Message Construction

Every ISO20022 message has at the highest level what we call ‘building blocks’. Because the message is constructed as immutable records, the association is by composition. Below you can see the relationship between the message and its constituent building blocks: For comparison, see the ISO20022 official specification

classDiagram
     direction LR
%% AccountOpeningInstructionV03 recursion level 0 with max 0
AccountOpeningInstructionV03 *-- "1..1" MessageIdentification1 : MessageIdentification
AccountOpeningInstructionV03 *-- "0..1" InvestmentFundOrder4 : OrderReference
AccountOpeningInstructionV03 *-- "0..1" AdditionalReference3 : PreviousReference
AccountOpeningInstructionV03 *-- "1..1" InvestmentAccountOpeningDetails : InstructionDetails
AccountOpeningInstructionV03 *-- "1..1" InvestmentAccount34 : InvestmentAccount
AccountOpeningInstructionV03 *-- "1..1" AccountParties6 : AccountParties
AccountOpeningInstructionV03 *-- "0..10" Intermediary12 : Intermediaries
AccountOpeningInstructionV03 *-- "0..1" ReferredAgent1 : Placement
AccountOpeningInstructionV03 *-- "0..1" NewIssueAllocation1 : NewIssueAllocation
AccountOpeningInstructionV03 *-- "0..50" InvestmentPlan6 : SavingsInvestmentPlan
AccountOpeningInstructionV03 *-- "0..10" InvestmentPlan6 : WithdrawalInvestmentPlan
AccountOpeningInstructionV03 *-- "0..8" InvestmentFundCashSettlementInformation5 : CashSettlement
AccountOpeningInstructionV03 *-- "0..30" DocumentToSend1 : ServiceLevelAgreement
AccountOpeningInstructionV03 *-- "0..1" Extension1 : Extension
  

Now, we will zero-in one-by-one on each of these building blocks.

MessageIdentification building block

Identifies the message. Identifies a message by a unique identifier and the date and time when the message was created by the sender. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% MessageIdentification1 recursion level 0 with max 1
class MessageIdentification1{
    Identification IsoMax35Text
    CreationDateTime IsoISODateTime
}
  

MessageIdentification1 members

OrderReference building block

Identifies a related order. Identifies an order linked to an account opening. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentFundOrder4 recursion level 0 with max 1
class InvestmentFundOrder4{
    OrderReference IsoMax35Text
    MasterReference IsoMax35Text
}
  

InvestmentFundOrder4 members

PreviousReference building block

Reference to a linked message that was previously sent. References a related message or provides another reference, such as a pool reference, linking a set of messages. The party which issued the related reference may be the Sender of the referenced message or a party other than the Sender. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% AdditionalReference3 recursion level 0 with max 1
class AdditionalReference3{
    Reference IsoMax35Text
    MessageName IsoMax35Text
}
AdditionalReference3 *-- "0..1" IPartyIdentification2Choice : ReferenceIssuer
%% IPartyIdentification2Choice recursion level 1 with max 1
  

AdditionalReference3 members

InstructionDetails building block

Provide detailed information about the opening instruction. Provide information about the type of opening instruction and identification of the application request. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentAccountOpeningDetails recursion level 0 with max 1
class InvestmentAccountOpeningDetails{
    OpeningType AccountOpeningType1Code
    AccountApplicationIdentification IsoMax35Text
}
  

InvestmentAccountOpeningDetails members

InvestmentAccount building block

Detailed information about the investment account to be opened. Account between an investor(s) and a fund manager or a fund. The account can contain holdings in any investment fund or investment fund class managed (or distributed) by the fund manager, within the same fund family. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentAccount34 recursion level 0 with max 1
class InvestmentAccount34{
    Name IsoMax35Text
    Designation IsoMax35Text
    ReferenceCurrency ActiveCurrencyCode
    Language LanguageCode
    IncomePreference IncomePreference1Code
    TaxWithholdingMethod TaxWithholdingMethod2Code
    AccumulationRightReference IsoMax35Text
    RequiredSignatoriesNumber IsoNumber
    FundFamilyName IsoMax350Text
    ForeignStatusCertification Provided1Code
}
InvestmentAccount34 *-- "0..1" AccountIdentification1 : Identification
InvestmentAccount34 *-- "0..1" IAccountType1Choice : Type
InvestmentAccount34 *-- "1..1" IOwnershipType1Choice : OwnershipType
InvestmentAccount34 *-- "0..1" ITaxExemptionReason1Choice : TaxExemption
InvestmentAccount34 *-- "0..1" IStatementFrequencyReason1Choice : StatementFrequency
InvestmentAccount34 *-- "0..1" LetterIntent1 : LetterIntentDetails
InvestmentAccount34 *-- "0..0" FinancialInstrument29 : FundDetails
InvestmentAccount34 *-- "0..1" RoundingParameters1 : RoundingDetails
InvestmentAccount34 *-- "0..1" IPartyIdentification2Choice : AccountServicer
InvestmentAccount34 *-- "0..0" Blocked1 : BlockedStatus
InvestmentAccount34 *-- "0..1" IAccountUsageType1Choice : AccountUsageType
InvestmentAccount34 *-- "0..1" IDateAndDateTimeChoice : AccountSignatureDateTime
%% AccountIdentification1 recursion level 1 with max 1
AccountIdentification1 *-- "1..1" SimpleIdentificationInformation : Proprietary
%% IAccountType1Choice recursion level 1 with max 1
%% IOwnershipType1Choice recursion level 1 with max 1
%% ITaxExemptionReason1Choice recursion level 1 with max 1
%% IStatementFrequencyReason1Choice recursion level 1 with max 1
%% LetterIntent1 recursion level 1 with max 1
class LetterIntent1{
    LetterIntentReference IsoMax35Text
    Amount IsoActiveCurrencyAnd13DecimalAmount
    StartDate IsoISODate
    EndDate IsoISODate
}
%% FinancialInstrument29 recursion level 1 with max 1
class FinancialInstrument29{
    Name IsoMax350Text
    SupplementaryIdentification IsoMax35Text
    ClassType IsoMax35Text
    SecuritiesForm FormOfSecurity1Code
    DistributionPolicy DistributionPolicy1Code
    ProductGroup IsoMax140Text
}
FinancialInstrument29 *-- "1..1" ISecurityIdentification3Choice : Identification
FinancialInstrument29 *-- "0..1" BlockedHoldingDetails1 : BlockedHoldingDetails
%% RoundingParameters1 recursion level 1 with max 1
class RoundingParameters1{
    RoundingModulus IsoDecimalNumber
    RoundingDirection RoundingDirection1Code
}
%% IPartyIdentification2Choice recursion level 1 with max 1
%% Blocked1 recursion level 1 with max 1
class Blocked1{
    Blocked IsoYesNoIndicator
}
Blocked1 *-- "1..0" IFundOrderType1Choice : OrderType
Blocked1 *-- "0..1" IBlockedReason1Choice : Reason
%% IAccountUsageType1Choice recursion level 1 with max 1
%% IDateAndDateTimeChoice recursion level 1 with max 1
  

InvestmentAccount34 members

AccountParties building block

Information related to parties who are related to an investment account; eg. primary account owner. Party related to an investment account. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% AccountParties6 recursion level 0 with max 1
AccountParties6 *-- "1..1" IAccountParties1Choice : PrincipalAccountParty
AccountParties6 *-- "0..10" InvestmentAccountOwnershipInformation6 : SecondaryOwner
AccountParties6 *-- "0..10" InvestmentAccountOwnershipInformation6 : Beneficiary
AccountParties6 *-- "0..5" InvestmentAccountOwnershipInformation6 : PowerOfAttorney
AccountParties6 *-- "0..5" InvestmentAccountOwnershipInformation6 : LegalGuardian
AccountParties6 *-- "0..5" InvestmentAccountOwnershipInformation6 : SuccessorOnDeath
AccountParties6 *-- "0..1" InvestmentAccountOwnershipInformation6 : Administrator
AccountParties6 *-- "0..5" ExtendedParty3 : OtherParty
AccountParties6 *-- "0..5" InvestmentAccountOwnershipInformation6 : Granter
AccountParties6 *-- "0..5" InvestmentAccountOwnershipInformation6 : Settler
%% IAccountParties1Choice recursion level 1 with max 1
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% ExtendedParty3 recursion level 1 with max 1
class ExtendedParty3{
    ExtendedPartyRole IsoExtended350Code
}
ExtendedParty3 *-- "1..1" InvestmentAccountOwnershipInformation6 : OtherPartyDetails
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
%% InvestmentAccountOwnershipInformation6 recursion level 1 with max 1
class InvestmentAccountOwnershipInformation6{
    OwnershipBeneficiaryRate IsoPercentageRate
    ClientIdentification IsoMax35Text
    FiscalExemption IsoYesNoIndicator
    SignatoryRightIndicator IsoYesNoIndicator
    InformationDistribution InformationDistribution1Code
}
InvestmentAccountOwnershipInformation6 *-- "1..1" IParty14Choice : Party
InvestmentAccountOwnershipInformation6 *-- "0..1" IMoneyLaunderingCheck1Choice : MoneyLaunderingCheck
InvestmentAccountOwnershipInformation6 *-- "0..0" PartyProfileInformation2 : InvestorProfileValidation
InvestmentAccountOwnershipInformation6 *-- "0..1" MiFIDClassification1 : MiFIDClassification
  

AccountParties6 members

Intermediaries building block

Information related to an intermediary. Party that provides services relating to financial products to investors, eg, advice on products and placement of orders for the investment fund. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% Intermediary12 recursion level 0 with max 1
class Intermediary12{
    WaivedTrailerCommissionIndicator IsoYesNoIndicator
    Role InvestmentFundRole3Code
    ExtendedRole IsoExtended350Code
}
Intermediary12 *-- "1..1" IPartyIdentification4Choice : Identification
Intermediary12 *-- "0..1" Account2 : Account
Intermediary12 *-- "0..1" CommunicationAddress3 : PrimaryCommunicationAddress
Intermediary12 *-- "0..1" CommunicationAddress3 : SecondaryCommunicationAddress
Intermediary12 *-- "0..1" NameAndAddress4 : NameAndAddress
%% IPartyIdentification4Choice recursion level 1 with max 1
%% Account2 recursion level 1 with max 1
Account2 *-- "0..1" AccountIdentification1 : Identification
Account2 *-- "1..1" IPartyIdentification2Choice : AccountServicer
%% CommunicationAddress3 recursion level 1 with max 1
class CommunicationAddress3{
    Email IsoMax256Text
    Phone IsoPhoneNumber
    Mobile IsoPhoneNumber
    FaxNumber IsoPhoneNumber
    TelexAddress IsoMax35Text
    URLAddress IsoMax256Text
}
%% CommunicationAddress3 recursion level 1 with max 1
class CommunicationAddress3{
    Email IsoMax256Text
    Phone IsoPhoneNumber
    Mobile IsoPhoneNumber
    FaxNumber IsoPhoneNumber
    TelexAddress IsoMax35Text
    URLAddress IsoMax256Text
}
%% NameAndAddress4 recursion level 1 with max 1
class NameAndAddress4{
    Name IsoMax350Text
}
NameAndAddress4 *-- "1..1" PostalAddress1 : Address
  

Intermediary12 members

Placement building block

Placement agent for the hedge fund industry. Provides the placement agent identification for a hedge fund if the investor was referred by one. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% ReferredAgent1 recursion level 0 with max 1
class ReferredAgent1{
    Referred Referred1Code
}
ReferredAgent1 *-- "0..1" IPartyIdentification2Choice : ReferredPlacementAgent
%% IPartyIdentification2Choice recursion level 1 with max 1
  

ReferredAgent1 members

NewIssueAllocation building block

Eligibility conditions applicable when there is an allocation of new issues for hedge fund account opening. Information about the investment account ownership with respect to new issue allocation for a hedge fund. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% NewIssueAllocation1 recursion level 0 with max 1
class NewIssueAllocation1{
    Restricted IsoYesNoIndicator
    ExemptPersonReason IsoMax350Text
}
NewIssueAllocation1 *-- "0..1" DeMinimusApplicable1 : DeMinimusApplicable
NewIssueAllocation1 *-- "0..1" DeMinimusNotApplicable1 : DeMinimusNotApplicable
%% DeMinimusApplicable1 recursion level 1 with max 1
class DeMinimusApplicable1{
    NewIssuePermission IsoYesNoIndicator
    Percentage IsoPercentageRate
}
%% DeMinimusNotApplicable1 recursion level 1 with max 1
class DeMinimusNotApplicable1{
    RestrictedPersonReason IsoMax350Text
}
  

NewIssueAllocation1 members

SavingsInvestmentPlan building block

Plan that allows individuals to set aside a fixed amount of money at specified intervals, usually for a special purpose, eg, retirement. Plan that allows investors to schedule periodical investments or divestments, according to pre-defined criteria. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentPlan6 recursion level 0 with max 1
class InvestmentPlan6{
    StartDate IsoISODate
    EndDate IsoISODate
    GrossAmountIndicator IsoYesNoIndicator
    IncomePreference IncomePreference1Code
    InitialNumberOfInstalment IsoNumber
    TotalNumberOfInstalment IsoNumber
    RoundingDirection RoundingDirection1Code
    ContractReference IsoMax35Text
    RelatedContractReference IsoMax35Text
    ProductIdentification IsoMax35Text
    SLAChargeAndCommissionReference IsoMax35Text
}
InvestmentPlan6 *-- "1..1" IFrequency19Choice : Frequency
InvestmentPlan6 *-- "1..1" IUnitsOrAmount1Choice : Quantity
InvestmentPlan6 *-- "1..50" Repartition2 : SecurityDetails
InvestmentPlan6 *-- "0..8" InvestmentFundCashSettlementInformation5 : CashSettlement
InvestmentPlan6 *-- "0..1" IInsuranceType1Choice : InsuranceCover
%% IFrequency19Choice recursion level 1 with max 1
%% IUnitsOrAmount1Choice recursion level 1 with max 1
%% Repartition2 recursion level 1 with max 1
class Repartition2{
    Percentage IsoPercentageRate
    CurrencyOfPlan CurrencyCode
}
Repartition2 *-- "1..1" FinancialInstrument29 : FinancialInstrument
%% InvestmentFundCashSettlementInformation5 recursion level 1 with max 1
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SubscriptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : RedemptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : DividendPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SavingsPlanPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : InterestPaymentInstrument
%% IInsuranceType1Choice recursion level 1 with max 1
  

InvestmentPlan6 members

WithdrawalInvestmentPlan building block

Plan through which an investment fund investor’s holdings are depleted through regular withdrawals at specified intervals. Plan that allows investors to schedule periodical investments or divestments, according to pre-defined criteria. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentPlan6 recursion level 0 with max 1
class InvestmentPlan6{
    StartDate IsoISODate
    EndDate IsoISODate
    GrossAmountIndicator IsoYesNoIndicator
    IncomePreference IncomePreference1Code
    InitialNumberOfInstalment IsoNumber
    TotalNumberOfInstalment IsoNumber
    RoundingDirection RoundingDirection1Code
    ContractReference IsoMax35Text
    RelatedContractReference IsoMax35Text
    ProductIdentification IsoMax35Text
    SLAChargeAndCommissionReference IsoMax35Text
}
InvestmentPlan6 *-- "1..1" IFrequency19Choice : Frequency
InvestmentPlan6 *-- "1..1" IUnitsOrAmount1Choice : Quantity
InvestmentPlan6 *-- "1..50" Repartition2 : SecurityDetails
InvestmentPlan6 *-- "0..8" InvestmentFundCashSettlementInformation5 : CashSettlement
InvestmentPlan6 *-- "0..1" IInsuranceType1Choice : InsuranceCover
%% IFrequency19Choice recursion level 1 with max 1
%% IUnitsOrAmount1Choice recursion level 1 with max 1
%% Repartition2 recursion level 1 with max 1
class Repartition2{
    Percentage IsoPercentageRate
    CurrencyOfPlan CurrencyCode
}
Repartition2 *-- "1..1" FinancialInstrument29 : FinancialInstrument
%% InvestmentFundCashSettlementInformation5 recursion level 1 with max 1
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SubscriptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : RedemptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : DividendPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SavingsPlanPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : InterestPaymentInstrument
%% IInsuranceType1Choice recursion level 1 with max 1
  

InvestmentPlan6 members

CashSettlement building block

Cash settlement standing instruction associated to the investment fund transaction. Settlement instructions to be used to transfer cash from the Debtor to the Creditor. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% InvestmentFundCashSettlementInformation5 recursion level 0 with max 1
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SubscriptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : RedemptionPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : DividendPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument11 : SavingsPlanPaymentInstrument
InvestmentFundCashSettlementInformation5 *-- "0..1" PaymentInstrument10 : InterestPaymentInstrument
%% PaymentInstrument11 recursion level 1 with max 1
class PaymentInstrument11{
    SettlementCurrency ActiveCurrencyCode
}
PaymentInstrument11 *-- "1..1" IPaymentInstrument17Choice : PaymentInstrument
%% PaymentInstrument10 recursion level 1 with max 1
class PaymentInstrument10{
    SettlementCurrency ActiveCurrencyCode
    DividendPercentage IsoPercentageBoundedRate
}
PaymentInstrument10 *-- "1..1" IPaymentInstrument16Choice : PaymentInstrument
%% PaymentInstrument10 recursion level 1 with max 1
class PaymentInstrument10{
    SettlementCurrency ActiveCurrencyCode
    DividendPercentage IsoPercentageBoundedRate
}
PaymentInstrument10 *-- "1..1" IPaymentInstrument16Choice : PaymentInstrument
%% PaymentInstrument11 recursion level 1 with max 1
class PaymentInstrument11{
    SettlementCurrency ActiveCurrencyCode
}
PaymentInstrument11 *-- "1..1" IPaymentInstrument17Choice : PaymentInstrument
%% PaymentInstrument10 recursion level 1 with max 1
class PaymentInstrument10{
    SettlementCurrency ActiveCurrencyCode
    DividendPercentage IsoPercentageBoundedRate
}
PaymentInstrument10 *-- "1..1" IPaymentInstrument16Choice : PaymentInstrument
  

InvestmentFundCashSettlementInformation5 members

ServiceLevelAgreement building block

Identifies documents to be provided for the account opening. Determine the type of document and the type of communication method to be used to notify a Party. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% DocumentToSend1 recursion level 0 with max 1
class DocumentToSend1{
    Type IsoMax140Text
    MethodOfTransmission CommunicationMethod1Code
    ExtendedMethodOfTransmission IsoExtended350Code
}
DocumentToSend1 *-- "1..1" IPartyIdentification2Choice : Recipient
%% IPartyIdentification2Choice recursion level 1 with max 1
  

DocumentToSend1 members

Extension building block

Additional information that cannot be captured in the structured elements and/or any other specific block. Additional information that can not be captured in the structured fields and/or any other specific block. For comparison, see the ISO20022 official specification

classDiagram
   direction tb
%% Extension1 recursion level 0 with max 1
class Extension1{
    PlaceAndName IsoMax350Text
    Text IsoMax350Text
}
  

Extension1 members

Extensibility and generalization considerations

To facilitate generalized design patterns in the system, the AccountOpeningInstructionV03 implementation follows a specific implementaiton pattern. First of all, AccountOpeningInstructionV03 impleemnts IOuterRecord indicating it is the outermost logical part of the message definition. Like all message wrappers, AccountOpeningInstructionV03Document implements IOuterDocument. Because AccountOpeningInstructionV03 implements IOuterDocument, it is a suitable template parameter for IOuterDocument, and causes the internal ‘Message’ to be of type AccountOpeningInstructionV03.

classDiagram
    class IOuterRecord
    AccountOpeningInstructionV03 --|> IOuterRecord : Implements
    AccountOpeningInstructionV03Document --|> IOuterDocument~AccountOpeningInstructionV03~ : Implements
    class IOuterDocument~AccountOpeningInstructionV03~ {
        AccountOpeningInstructionV03 Message
     }
  

Document wrapper for serialization

The only real purpose AccountOpeningInstructionV03Document serves is to cause the document to be serialized into the ‘urn:iso:std:iso:20022:tech:xsd:acmt.001.001.03’ namespace. Therefore, it will probably be the usual practice to build the message and construct this wrapper at the last minute using AccountOpeningInstructionV03.ToDocument() method. The returned AccountOpeningInstructionV03Document value will serialize correctly according to ISO 20022 standards.

classDiagram
    AccountOpeningInstructionV03Document *-- AccountOpeningInstructionV03 : Document
  

Sample of message format

This is an abbreviated version of what the message should look like.

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:acmt.001.001.03">
    <AcctOpngInstr>
        <MsgId>
            <!-- MessageIdentification inner content -->
        </MsgId>
        <OrdrRef>
            <!-- OrderReference inner content -->
        </OrdrRef>
        <PrvsRef>
            <!-- PreviousReference inner content -->
        </PrvsRef>
        <InstrDtls>
            <!-- InstructionDetails inner content -->
        </InstrDtls>
        <InvstmtAcct>
            <!-- InvestmentAccount inner content -->
        </InvstmtAcct>
        <AcctPties>
            <!-- AccountParties inner content -->
        </AcctPties>
        <Intrmies>
            <!-- Intermediaries inner content -->
        </Intrmies>
        <Plcmnt>
            <!-- Placement inner content -->
        </Plcmnt>
        <NewIsseAllcn>
            <!-- NewIssueAllocation inner content -->
        </NewIsseAllcn>
        <SvgsInvstmtPlan>
            <!-- SavingsInvestmentPlan inner content -->
        </SvgsInvstmtPlan>
        <WdrwlInvstmtPlan>
            <!-- WithdrawalInvestmentPlan inner content -->
        </WdrwlInvstmtPlan>
        <CshSttlm>
            <!-- CashSettlement inner content -->
        </CshSttlm>
        <SvcLvlAgrmt>
            <!-- ServiceLevelAgreement inner content -->
        </SvcLvlAgrmt>
        <Xtnsn>
            <!-- Extension inner content -->
        </Xtnsn>
    </AcctOpngInstr>
</Document>

Data from ISO specification

This is the technical data from the specification document.

<messageDefinition
  xmi:id="_ANGzURGyEeKVqeHljBM1MQ"
  nextVersions="_A0sdwBQ6EeOKWo1NF21OVw"
  previousVersion="_uPJGqNE9Ed-BzquC8wXy7w_374979403"
  name="AccountOpeningInstructionV03"
  definition="Scope&#xD;&#xA;An account owner, for example, an investor or its designated agent sends the AccountOpeningInstruction message to the account servicer, for example, a registrar, transfer agent or custodian to instruct the opening of an account or the opening of an account and establishing an investment plan.&#xD;&#xA;Usage&#xD;&#xA;The AccountOpeningInstruction is used to open an account directly or indirectly with the account servicer or an intermediary.&#xD;&#xA;In some markets, for example, Australia, and for some products in the United Kingdom, a first order (also known as a deposit instruction) is placed at the same time as the account opening. To cater for this scenario, an order message can be linked (via references in the message) to the AccountOpeningInstruction message when needed.&#xD;&#xA;Execution of the AccountOpeningInstruction is confirmed via an AccountDetailsConfirmation message."
  registrationStatus="Registered"
  messageSet="_urpIICeJEeOCeO5e7islRQ"
  xmlTag="AcctOpngInstr"
  rootElement="Document"
  xmlns:xmi="http://www.omg.org/XMI">
  <constraint
    xmi:id="_ANGzUxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sdwhQ6EeOKWo1NF21OVw"
    name="InvestmentAccountIdentificationRule"
    definition="If InstructionDetails/OpeningType is SUPA, then InvestmentAccount/Identification must be present and must contain the identification of the main account to which the supplementary account is related."
    registrationStatus="Provisionally Registered" />
  <constraint
    xmi:id="_BlFLihQmEeKebsB9eKJSkA"
    nextVersions="_A0sdxBQ6EeOKWo1NF21OVw"
    name="UnitRule"
    definition="If SavingsInvestmentPlan is present, then SavingsInvestmentPlan\Quantity\Unit is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;ComplexRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;ComplexRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/SavingsInvestmentPlan[*]/Quantity/Unit&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;onCondition&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Presence&quot;&gt;&lt;leftOperand&gt;/SavingsInvestmentPlan[*]&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/onCondition&gt;&lt;/ComplexRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_9rYbSVukEeKJ-fQIPFiU3Q"
    nextVersions="_A0sdxhQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule1"
    definition="CashSettlement\RedemptionPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CashSettlement[*]/RedemptionPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_9rYbTlukEeKJ-fQIPFiU3Q"
    nextVersions="_A0sdyBQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule2"
    definition="SavingsInvestmentPlan\CashSettlement\RedemptionPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/SavingsInvestmentPlan[*]/CashSettlement[*]/RedemptionPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_9rYbWVukEeKJ-fQIPFiU3Q"
    nextVersions="_A0sdyhQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule3"
    definition="WithdrawalInvestmentPlan\CashSettlement\RedemptionPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/WithdrawalInvestmentPlan[*]/CashSettlement[*]/RedemptionPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_4xbfU1vIEeKUY-Plj-bqVg"
    nextVersions="_A0sdzBQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule4"
    definition="CashSettlement\InterestPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/CashSettlement[*]/InterestPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_AvXmSlvJEeKUY-Plj-bqVg"
    nextVersions="_A0sdzhQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule5"
    definition="SavingsInvestmentPlan\CashSettlement\InterestPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/SavingsInvestmentPlan[*]/CashSettlement[*]/InterestPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <constraint
    xmi:id="_F9Kg2lvJEeKUY-Plj-bqVg"
    nextVersions="_A0sd0BQ6EeOKWo1NF21OVw"
    name="DividendPercentageRule6"
    definition="WithdrawalInvestmentPlan\CashSettlement\InterestPaymentInstrument\DividendPercentage is not allowed."
    registrationStatus="Provisionally Registered"
    expression="&lt;RuleDefinition&gt;&lt;SimpleRule xmlns:xsi=&quot;http://www.w3.org/2001/XMLSchema-instance&quot; xsi:type=&quot;SimpleRule&quot;&gt;&lt;mustBe&gt;&lt;connector&gt;AND&lt;/connector&gt;&lt;BooleanRule xsi:type=&quot;Absence&quot;&gt;&lt;leftOperand&gt;/WithdrawalInvestmentPlan[*]/CashSettlement[*]/InterestPaymentInstrument/DividendPercentage&lt;/leftOperand&gt;&lt;/BooleanRule&gt;&lt;/mustBe&gt;&lt;/SimpleRule&gt;&lt;/RuleDefinition&gt;" />
  <messageBuildingBlock
    xmi:id="_ANGzVxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd0hQ6EeOKWo1NF21OVw"
    name="MessageIdentification"
    definition="Identifies the message."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="MsgId"
    complexType="_Q7pG5Np-Ed-ak6NoX_4Aeg_-967008570" />
  <messageBuildingBlock
    xmi:id="_ANGzWxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd1BQ6EeOKWo1NF21OVw"
    name="OrderReference"
    definition="Identifies a related order."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="OrdrRef"
    complexType="_TS4rE9p-Ed-ak6NoX_4Aeg_369581700" />
  <messageBuildingBlock
    xmi:id="_ANGzXxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd1hQ6EeOKWo1NF21OVw"
    name="PreviousReference"
    definition="Reference to a linked message that was previously sent."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="PrvsRef"
    complexType="_Q6vvAdp-Ed-ak6NoX_4Aeg_2101402955" />
  <messageBuildingBlock
    xmi:id="_ANGzYxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd2BQ6EeOKWo1NF21OVw"
    name="InstructionDetails"
    definition="Provide detailed information about the opening instruction."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="InstrDtls"
    complexType="_REb2hNp-Ed-ak6NoX_4Aeg_443591120" />
  <messageBuildingBlock
    xmi:id="_ANGzZxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd2hQ6EeOKWo1NF21OVw"
    name="InvestmentAccount"
    definition="Detailed information about the investment account to be opened."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="InvstmtAcct"
    complexType="_svFhIRHBEeKVqeHljBM1MQ" />
  <messageBuildingBlock
    xmi:id="_ANGzaxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd3BQ6EeOKWo1NF21OVw"
    name="AccountParties"
    definition="Information related to parties who are related to an investment account; eg. primary account owner."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="1"
    xmlTag="AcctPties"
    complexType="_vypW0ROEEeKjmvxNCObNeQ" />
  <messageBuildingBlock
    xmi:id="_ANGzbxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd3hQ6EeOKWo1NF21OVw"
    name="Intermediaries"
    definition="Information related to an intermediary."
    registrationStatus="Provisionally Registered"
    maxOccurs="10"
    minOccurs="0"
    xmlTag="Intrmies"
    complexType="_QOyn9Np-Ed-ak6NoX_4Aeg_113093308" />
  <messageBuildingBlock
    xmi:id="_ANGzcxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd4BQ6EeOKWo1NF21OVw"
    name="Placement"
    definition="Placement agent for the hedge fund industry."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="Plcmnt"
    complexType="_RQy3hdp-Ed-ak6NoX_4Aeg_-1121982136" />
  <messageBuildingBlock
    xmi:id="_ANGzdxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd4hQ6EeOKWo1NF21OVw"
    name="NewIssueAllocation"
    definition="Eligibility conditions applicable when there is an allocation of new issues for hedge fund account opening."
    registrationStatus="Provisionally Registered"
    maxOccurs="1"
    minOccurs="0"
    xmlTag="NewIsseAllcn"
    complexType="_TUE97Np-Ed-ak6NoX_4Aeg_932071403" />
  <messageBuildingBlock
    xmi:id="_ANGzexGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd5BQ6EeOKWo1NF21OVw"
    name="SavingsInvestmentPlan"
    definition="Plan that allows individuals to set aside a fixed amount of money at specified intervals, usually for a special purpose, eg, retirement."
    registrationStatus="Provisionally Registered"
    maxOccurs="50"
    minOccurs="0"
    xmlTag="SvgsInvstmtPlan"
    complexType="_8Cb1kRQVEeKebsB9eKJSkA" />
  <messageBuildingBlock
    xmi:id="_ANGzfxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd5hQ6EeOKWo1NF21OVw"
    name="WithdrawalInvestmentPlan"
    definition="Plan through which an investment fund investor's holdings are depleted through regular withdrawals at specified intervals."
    registrationStatus="Provisionally Registered"
    maxOccurs="10"
    minOccurs="0"
    xmlTag="WdrwlInvstmtPlan"
    complexType="_8Cb1kRQVEeKebsB9eKJSkA" />
  <messageBuildingBlock
    xmi:id="_ANGzgxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd6BQ6EeOKWo1NF21OVw"
    name="CashSettlement"
    definition="Cash settlement standing instruction associated to the investment fund transaction."
    registrationStatus="Provisionally Registered"
    maxOccurs="8"
    minOccurs="0"
    xmlTag="CshSttlm"
    complexType="_M_WgURQvEeKebsB9eKJSkA" />
  <messageBuildingBlock
    xmi:id="_ANGzhxGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd6hQ6EeOKWo1NF21OVw"
    name="ServiceLevelAgreement"
    definition="Identifies documents to be provided for the account opening."
    registrationStatus="Provisionally Registered"
    maxOccurs="30"
    minOccurs="0"
    xmlTag="SvcLvlAgrmt"
    complexType="_RTCTPtp-Ed-ak6NoX_4Aeg_436078909" />
  <messageBuildingBlock
    xmi:id="_ANGzixGyEeKVqeHljBM1MQ"
    nextVersions="_A0sd7BQ6EeOKWo1NF21OVw"
    name="Extension"
    definition="Additional information that cannot be captured in the structured elements and/or any other specific block."
    registrationStatus="Provisionally Registered"
    minOccurs="0"
    xmlTag="Xtnsn"
    complexType="_Q6vvCNp-Ed-ak6NoX_4Aeg_1503007069" />
  <messageDefinitionIdentifier
    businessArea="acmt"
    messageFunctionality="001"
    flavour="001"
    version="03" />
</messageDefinition>

ISO Building Blocks

The following items are used as building blocks to construct this message.